York County and Saco City property record for 126 Flag Pond Rd, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,365 sqft · built 1950 |
| Lot Size | 1.38 acres (60,113 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $312,800 (May 2019) |
| Tax Bill | $4,073 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jan 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | O0541R |
| Primary APN | O0541R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,365 sqft Living Area |
| Gross Area | 2,640 sqft |
| 1st Floor Area | 780 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 60,113 sqft (1.38 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | O0541R |
|---|---|
| Street Address | 126 FLAG POND RD |
| City | SACO |
| State | ME |
| Zip | 04072-9004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Lot Number | 10 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 5200 |
126 Flag Pond Rd is owned and occupied by two individuals who bought it in May 2019.
Source: York County and Saco City records, as of October 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 126 FLAG POND RD, SACO, ME 04072-9004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2026 | Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK |
| Jan 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| May 24, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK |
| Jan 16, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2019 · Amount on File |
| Deed Sale | May 24, 2019 · Amount on File |
| Deed Document Number | 201918615 |
| Deed Book / Page | 17957 / 341 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Sep 18, 2026 |
| Property Address | 126 FLAG POND RD, SACO, ME 04072-9004 |
| Document Number | 0000036061 |
| Book / Page | 19996 / 752 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 202636061 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 126 FLAG POND RD, SACO, ME 04072-9004 |
| Document Number | 0000036061, |
|---|---|
| Date | Sep 18, 2026 |
| Book Page | 19996/752 |
| Instrument | 202636061 |
| Name | BANGOR SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 126 FLAG POND RD, SACO, ME 04072-9004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0185240607 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 18524/607 |
| Instrument | 2021002674 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | May 24, 2019 |
| Property Address | 126 FLAG POND RD, SACO, ME 04072-9004 |
| Document Number | 0179570341 |
| Book / Page | 17957 / 341 |
| Instrument Date | May 23, 2019 |
| Instrument | 2019018615 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 HASTY HILL RD, LIMINGTON, ME 04049-4042 |
| Document Number | 2019018616 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 2019018616 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Jan 16, 2018 |
| Property Address | 126 FLAG POND RD, SACO, ME 04072-9004 |
| Document Number | 0176430814 |
| Book / Page | 017643 / 000814 |
| Instrument Date | Nov 18, 2017 |
| Instrument | 1901 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 FLAG POND RD SACO ME 040729004, SACO, ME 04072-9004 |
The 2025 property tax bill for 126 Flag Pond Rd was $4,073, up 0.4% from the year before.
Source: York County and Saco City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,073.00 (+0.42%) | $286,800 (-0.66%) Land $93,700 Building $193,100 | |
| 2024 | $4,056.00 | $288,700 Land $93,700 Building $195,000 | $426,170 |
| 2022 | $3,809.00 | $207,800 Land $71,100 Building $136,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 Flag Pond Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 Flag Pond Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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