134 Dowd Ct, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 134 Dowd Ct, Ludlow, MA 01056

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,487 sqft · built 2001
Lot Size1.84 acres (80,499 sqft)
Owner2 Individual Names on Record
Last Sale$70,000 (Jan 2004)
Tax Bill$11,554 (2026)
Deeds & MortgagesMar 2021 Refinance
Flood ZoneZone X (minimal risk)
APNM:032-04825 B:23G L:0

Property Details

APN / Parcel Number

Primary APNM:032-04825 B:23G L:0
Alternative APNs
  • LUDL M:32 B:4825 P:23G
  • 9366

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,487 sqft Living Area
Gross Area6,879 sqft
Basement Area1,467 sqft
Unfinished Basement1,467 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area80,499 sqft (1.84 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number9366
Street Address134 DOWD CT
CityLUDLOW
StateMA
Zip01056-1743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBOULDER CRK
Legal Block4825
JurisdictionLUDLOW MA
Township / Civil DivisionLUDLOW
Census Block Group3
Census Block3015
Census Tract810414

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address134 DOWD CT, LUDLOW, MA 01056-1743
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2004 · Amount on Record
Deed SaleJan 28, 2004 · Amount on Record
Prior SaleJul 1, 2003 · Amount on Record
Deed Document Number200415350
Deed Book / Page13925 / 488
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUDLOW MA
Property Address134 DOWD CT, LUDLOW, MA 01056-1743
Transaction TypeMortgage
Record UpdatedMay 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number023787-456
DateMar 26, 2021
Book Page23787/456
Instrument20613
Lender
NameRADIUS FINANCIAL GROUP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,554.00 (+0.79%)$721,700 (+9.23%) Land $109,900 Building $611,800$738,733 (+10.24%)
2025$11,463.00 (+3.88%)$660,700 (+8.31%) Land $100,200 Building $560,500$670,130 (-)
2024$11,035.00 (+0.98%)$610,000 (+8.91%) Land $100,200 Building $509,800$670,130
2023$10,928.00$560,100 Land $87,900 Building $472,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1984–2013)
Claims Outside the SFHA2 of 4
Most Recent ClaimJun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dowd Ct

Nearby Streets

Search Property Records by Address or Parcel Number