96 Dowd Ct, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 96 Dowd Ct, Ludlow, MA 01056 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,080 sqft · built 2001
Lot Size	1.72 acres (74,967 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Nov 2004)
Tax Bill	$7,136 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:032-04825 B:23D L:0`

Property Details

APN / Parcel Number

Primary APN	`M:032-04825 B:23D L:0`
Alternative APNs	`LUDL M:32 B:4825 P:23D` `9363`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area
Gross Area	3,966 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	74,967 sqft (1.72 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9363
Street Address	96 DOWD CT
City	LUDLOW
State	MA
Zip	01056-1698
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4825
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3015
Census Tract	810414

Owner

Source: Hampden County and Ludlow Town records · APN M:032-04825 B:23D L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	96 DOWD CT, LUDLOW, MA 01056-1698
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2004 · Amount on Record
Deed Sale	Nov 22, 2004 · Amount on Record
Prior Sale	May 01, 2001 · Amount on Record
Deed Document Number	200412455
Deed Book / Page	14642 / 556
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	96 DOWD CT, LUDLOW, MA 01056-1698
Document Number	22949-341
Instrument Date	Nov 07, 2019
Transaction Type	Mortgage
Record Updated	Dec 05, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 DOWD CT LUDLOW MA 010561698, LUDLOW, MA 01056-1698

Mortgage

Document Number	22949-341
Date	Nov 13, 2019
Book Page	022949/000341
Instrument	66582

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2049

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,136.00 (+3.72%)	$411,300 (+8.15%) Land $99,700 Building $311,600	$581,685 (+2.75%)
2024	$6,880.00 (+2.96%)	$380,300 (+11.04%) Land $99,700 Building $280,600	$566,105
2023	$6,682.00	$342,500 Land $87,500 Building $255,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.