134 Brown Bridge Rd, Commerce, GA 30530 Property Records

Banks County property record for 134 Brown Bridge Rd, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,388 sqft · built 2005
Lot Size	2.05 acres (89,734 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (May 2024)
Tax Bill	$2,177 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B66F002`

Property Details

APN / Parcel Number

Primary APN	`B66F002`
Alternative APN	`8636`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,388 sqft Heated Area
1st Floor Area	1,388 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	89,734 sqft (2.05 acres)
Garage Type	Carport
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	502 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	8636
Street Address	134 BROWN BRIDGE RD
City	COMMERCE
State	GA
Zip	30530-6930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	TR A2 PB E-91
Legal Subdivision	TRACT A-2
Legal Tract	A2
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1015
Census Tract	970400

Owner

Source: Banks County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	134 BROWN BRIDGE RD, COMMERCE, GA 30530-6930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Jan 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCE
Jan 2, 2020	Warranty Deed, Transfer · USDA Mortgage AMERICAN FINANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2024 · Amount on Record
Deed Sale	May 28, 2024 · Amount on Record
Prior Sale	Mar 8, 2022 · Amount on Record
Deed Document Number	0000005611
Deed Book / Page	561 / 1
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Mar 8, 2022
Property Address	134 BROWN BRIDGE RD, COMMERCE, GA 30530-6930
Document Number	000524/868
Book / Page	524 / 868
Instrument Date	Mar 8, 2022
Instrument	2022-000217
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 BROWN BRIDGE RD, COMMERCE, GA 30530-6930

Mortgage

Document Number	0000524870
Date	Mar 8, 2022
Instrument	524/870

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	134 BROWN BRIDGE RD, COMMERCE, GA 30530-6930
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 BROWN BRIDGE RD, COMMERCE, GA 30530-6930

Mortgage

Document Number	0000000476/0000000477
Date	Jan 13, 2020
Book Page	0000000476/0000000477

Lender

Name	AMERICAN FINANCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Jan 2, 2020
Property Address	134 BROWN BRIDGE RD, COMMERCE, GA 30530-6930
Document Number	000476/475
Book / Page	476 / 475
Instrument Date	Jan 2, 2020
Instrument	2020-000024
Transaction Type	Transfer
Record Updated	Jan 31, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 BROWN BRIDGE RD, COMMERCE, GA 30530-6930

Mortgage

Document Number	0000000476/0000000477
Date	Jan 13, 2020
Book Page	0000000476/0000000477

Lender

Name	AMERICAN FINANCE

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,177.00 (+3.72%)	$114,025 (+5.04%) Land $21,047 Building $92,978	$285,063 (+5.04%) Land $52,617 Building $232,446
2024	$2,099.00 (+37.64%) Homeowner's exemption	$108,556 (+14.31%) Land $19,134 Building $89,422	$271,388 (+14.3%) Land $47,834 Building $223,554
2023	$1,525.00 (-11.95%) Homeowner's exemption	$94,970 (+15.21%) Land $15,949 Building $79,021	$237,425 (+15.21%) Land $39,872 Building $197,553
2022	$1,732.00	$82,435 Land $14,684 Building $67,751	$206,086 Land $36,709 Building $169,377

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, TruVista Communications, Verizon.

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