134 10th St, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 134 10th St, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 2005
Owner	Individual Name on File
Last Sale	$169,900 (Nov 2013)
Tax Bill	$855 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3A3 118C 46A`

Property Details

APN / Parcel Number

Primary APN	`3A3 118C 46A`
Alternative APNs	`3A3 1 18C 46` `22490`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,584 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	22490
Old Parcel Number	3A3 1 18C 46
Street Address	134 10TH ST
City	COLONIAL BEACH
State	VA
Zip	22443-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 46 & 47 BK 18C BEING LOT 46ADB 853 PG 413
Legal Subdivision	CLASSIC SHRS
Legal Block	18C
Legal Lot Number	46-47 47
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1016
Census Tract	10402

Owner

134 10th St is owned by an individual who bought it in November 2013.

Source: Westmoreland County records, as of January 7, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 424, COLONIAL BEACH, VA 22443-0424
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
May 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance INB NA
Jan 2, 2020	Deed of Trust, Mortgage · Commercial Mortgage ATLANTIC UNION BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2013 · Amount on File
Deed Sale	Nov 8, 2013 · Amount on File
Deed Document Number	0000853413
Deed Book / Page	853 / 413
Prior Transfer Date	Nov 7, 2013
Prior Transfer Doc	000853/413
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	134 10TH ST, COLONIAL BEACH, VA 22443-1504
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00995/1266
Date	Sep 17, 2025
Book Page	995/1266

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 16, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	134 10TH ST, COLONIAL BEACH, VA 22443-1504
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	LAWYERS TITLE, LAWYERS TITLE/WESTMORELAND

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09432567
Date	May 25, 2021
Instrument	09432567

Lender

Name	INB NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.38%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	134 10TH ST, COLONIAL BEACH, VA 22443-1504
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09270142
Date	Jan 2, 2020
Instrument	09270142

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 134 10th St was $855.

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$855.00	$203,700 Land $39,200 Building $164,500	$203,700 Land $39,200 Building $164,500
2023		$203,700 Land $39,200 Building $164,500	$203,700 Land $39,200 Building $164,500
2022	$814.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 134 10th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 individual policies
Nearby Flood Policies	53 units insured incl. 33 condo units
Nearby Flood Claims	2 (2006–2021)
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 134 10th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 10th St

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