131 10th St, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 131 10th St, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,158 sqft · built 1978
Lot Size	0.065 acres (2,859 sqft)
Owner	Individual Name on File
Last Sale	$247,400 (May 2023)
Tax Bill	$677 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3A3-1-19C-12`

Property Details

APN / Parcel Number

Primary APN	`3A3-1-19C-12`
Alternative APN	`21148`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,158 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	2,859 sqft (0.065 acres)
Deck Area	198 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21148
Street Address	131 10TH ST
City	COLONIAL BEACH
State	VA
Zip	22443-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOTS 12 & 13 BK 19C DB 967 PG 1440
Legal Subdivision	CLASSIC SHORE ADD
Legal Block	19C
Legal Lot Number	12-13
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3023
Census Tract	10402

Owner

131 10th St is owned and occupied by an individual who bought it in May 2023.

Source: Westmoreland County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	131 10TH ST, COLONIAL BEACH, VA 22443-1503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · FHA Mortgage ABSOLUTE MORTGAGE CORPORATION
May 22, 2023	Warranty Deed, Transfer · Conventional Mortgage INTERLINC MORTGAGE SERVICES LLC
Oct 26, 2022	Warranty Deed, Transfer LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY
Jul 3, 2019	Warranty Deed, Transfer LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2023 · Amount on File
Deed Sale	May 22, 2023 · Amount on File
Prior Sale	Oct 26, 2022 · Amount on File
Deed Book / Page	967 / 1440
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Recording Date	Jul 30, 2026
Property Address	131 10TH ST, COLONIAL BEACH, VA 22443-1503
Document Number	1005002114
Book / Page	1005 / 2114
Instrument Date	Jul 23, 2026
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	131 10TH ST, COLONIAL BEACH, VA 22443-1503

Mortgage

Document Number	1005002114,
Date	Jul 30, 2026
Book Page	1005/2114

Lender

Name	ABSOLUTE MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	May 22, 2023
Property Address	131 10TH ST, COLONIAL BEACH, VA 22443-1503
Document Number	0009671440
Instrument Date	May 17, 2023
Instrument	09671440
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 10TH ST, COLONIAL BEACH, VA 22443-1503

Mortgage

Document Number	0009671442
Date	May 22, 2023
Instrument	09671442

Lender

Name	INTERLINC MORTGAGE SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Oct 26, 2022
Property Address	131 10TH ST, COLONIAL BEACH, VA 22443-1503
Document Number	0009601533
Instrument Date	Oct 21, 2022
Instrument	09601533
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 GRIMSTONE DR, FREDERICKSBURG, VA 22407

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Jul 3, 2019
Property Address	131 10TH ST, COLONIAL BEACH, VA 22443-1503
Document Number	0009210297
Instrument Date	Jul 1, 2019
Instrument	09210297
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9183 SANDY BEACH LN, KING GEORGE, VA 22485-4770

Tax Assessment & Valuation

The 2025 property tax bill for 131 10th St was $677.

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$677.00	$161,300 Land $39,200 Building $122,100	$161,300 Land $39,200 Building $122,100
2023		$139,500 Land $39,200 Building $100,300	$139,500 Land $39,200 Building $100,300
2022	$558.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 10th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 10th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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