13386 Middle Delaware Rd, Henderson, KY 42420 Property Records

Henderson County property record for 13386 Middle Delaware Rd, Henderson, KY 42420

Property Summary

Property TypeSingle Family Home
Details2 bd · 2,261 sqft · built 2008
Lot Size44.6 acres (1,944,606 sqft)
Owner2 Individual Names on Record
Tax Bill$3,434 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN89-56

Property Details

APN / Parcel Number

Primary APN89-56
Alternative APN
  • 28221

Interior

Bedrooms2 Beds
Total Rooms5 Rooms
Stories1 Story
Building Area2,261 sqft Finished Area

Exterior

Year BuiltBuilt 2008
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,944,606 sqft (44.6 acres)
TerrainRolling
Garage TypeAttached
Garage Area798 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area459 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number28221
Street Address13386 MIDDLE DELAWARE RD
CityHENDERSON
StateKY
Zip42420-9548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIAL
Legal DescriptionSINGLE FAMILY
Legal SubdivisionADKINS DIVISION
Legal Lot Number7
JurisdictionHENDERSON KY
Township / Civil DivisionHEBBARDSVILLE-ROBARDS
Census Block Group3
Census Block3002
Census Tract20800

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13386 MIDDLE DELAWARE RD, HENDERSON, KY 42420-9548
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2008
Deed SaleMar 13, 2008
Deed Document Number0005610011
Record UpdatedJun 8, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON KY
Property Address13386 MIDDLE DELAWARE RD, HENDERSON, KY 42420-9548
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT1245/760
DateAug 15, 2017
Book PageMT 1245/760
Instrument2017009052
Lender
NameFARM CREDIT MID AMERICA PCA
TypeFunding / Finance Company
AddressLOUISVILLE, KY 40223
Agreement
TypeFmHA Mortgage
AmountAmount Recorded
Term9 Months
DueMay 1, 2018

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHenderson County
Unified School DistrictHenderson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,434.00 (+15.39%)$304,700 (+16.61%)$304,700 (+16.61%)
2023$2,976.00$261,300$261,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1997–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON COUNTY WATER DISTRICT
serves 17,447 people · EPA ID KY0510189
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Watch TV
Fixed Wireless
100 / 20

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