13354 Middle Delaware Rd, Henderson, KY 42420 Property Records

Henderson County property record for 13354 Middle Delaware Rd, Henderson, KY 42420

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,392 sqft · built 1978
Lot Size16.2 acres (709,157 sqft)
OwnerIndividual Name on Record
Tax Bill$1,685 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN89-55

Property Details

APN / Parcel Number

Primary APN89-55
Alternative APN
  • 22157

Interior

Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,392 sqft Finished Area
Basement Area2,392 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Construction TypeWood
Foundation TypeBlock
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area709,157 sqft (16.2 acres)
TerrainRolling
Garage TypeDetached
Garage Area768 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area301 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number22157
Street Address13354 MIDDLE DELAWARE RD
CityHENDERSON
StateKY
Zip42420-9548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSINGLE FAMILY
JurisdictionHENDERSON KY
Township / Civil DivisionHEBBARDSVILLE-ROBARDS
Census Block Group3
Census Block3002
Census Tract20800

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13354 MIDDLE DELAWARE RD, HENDERSON, KY 42420-9548
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2003
Deed SaleDec 16, 2003
Deed Document Number0000527766
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON KY
Recording DateAug 25, 2026
Property Address13354 MIDDLE DELAWARE RD, HENDERSON, KY 42420-9548
Document Number0000008711
Book / Page1512 / 205
Instrument DateAug 13, 2026
Instrument20268711
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address13354 MIDDLE DELAWARE RD, HENDERSON, KY 42420-9548

Mortgage

Document Number0000008711,
DateAug 25, 2026
Book Page1512/205
Instrument20268711
Lender
NameOLD NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 25, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHenderson County
Unified School DistrictHenderson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,685.00 (+41.84%) Homeowner's exemption$196,100 (+32.77%)$196,100 (+32.77%)
2023$1,188.00 Homeowner's exemption$147,700$147,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1997–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON COUNTY WATER DISTRICT
serves 17,447 people · EPA ID KY0510189
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Watch TV
Fixed Wireless
100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Middle Delaware Rd

Nearby Streets

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