13384 Oswald Rd, Collins, NY 14034 Property Records

Erie County and Collins Town property record for 13384 Oswald Rd, Collins, NY 14034

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,500 sqft · built 1975
Lot Size	28.2 acres (1,228,392 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Aug 2000)
Tax Bill	$4,558 (2026)
Deeds & Mortgages	May 2021 Line of Credit Sep 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`143689 330.00-2-19.11`

Property Details

APN / Parcel Number

Primary APN	`143689 330.00-2-19.11`
Alternative APNs	`1436893300000002019100` `002 0017000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Lot Area	1,228,392 sqft (28.2 acres)
Lot Width	512 ft Width
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	002 0017000
Street Address	13384 OSWALD RD
City	COLLINS
State	NY
Zip	14034-9793
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	2
Legal Lot Number	19.110
Jurisdiction	ERIE NY
Township / Civil Division	COLLINS
Census Block Group	1
Census Block	1032
Census Tract	17502

Owner

13384 Oswald Rd, a rural home, is owned and occupied by two individuals who acquired it in June 2019.

Source: Erie County and Collins Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13384 OSWALD RD, COLLINS, NY 14034-9793
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Line of Credit CATTARAUGUS COUNTY BANK
Sep 7, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF HOLLAND
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CATTARAUGUS CNTY BK
Jun 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2000 · Amount on File
Deed Sale	Aug 3, 2000 · Amount on File
Deed Document Number	20001053
Deed Book / Page	10969 / 8273
Last Transfer Date	Jun 7, 2019
Transfer Doc	0113455574
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	13384 OSWALD RD, COLLINS, NY 14034-9793
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13384 OSWALD RD, COLLINS, NY 14034-9793

Mortgage

Document Number	0139957688
Date	May 18, 2021
Book Page	13995/7688
Instrument	2021095356

Lender

Name	CATTARAUGUS COUNTY BANK
Type	Bank
Address	SPRINGVILLE, NY 14141

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	13384 OSWALD RD, COLLINS, NY 14034-9793
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138694049
Date	Sep 7, 2018
Book Page	13869/4049
Instrument	2018178672

Lender

Name	BANK OF HOLLAND
Type	Bank
Address	HOLLAND, NY 14080

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Aug 19, 2038

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	13384 OSWALD RD, COLLINS, NY 14034-9793
Document Number	0139657003
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13384 OSWALD RD COLLINS NY 140349793, COLLINS, NY 14034-9793

Mortgage

Document Number	0139657003
Date	Nov 17, 2020
Book Page	013965/007003

Lender

Name	CATTARAUGUS CNTY BK
Type	Bank
Address	LITTLE VALLEY, NY 14755

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 16, 2035

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERIE NY
Recording Date	Jun 12, 2019
Property Address	13384 OSWALD RD, COLLINS, NY 14034-9793
Document Number	0113455574
Book / Page	011345 / 005574
Instrument Date	Jun 7, 2019
Transaction Type	Transfer
Record Updated	Mar 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3000 CHARANN DR HOWELL MI 488435703, HOWELL, MI 48843-5703

Tax Assessment & Valuation

The 2026 property tax bill for 13384 Oswald Rd was $4,558 with exemptions applied, down 49.3% from the year before.

Source: Erie County and Collins Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Collins Town
Unified School District	Gowanda Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,558.00 (-49.32%) Homeowner's exemption Disabled Person's exemption Veteran's exemption
2025	$8,993.00 (+576.67%)	$115,000 (-) Land $19,700 Building $95,300	$410,700 (+21.42%) Land $70,355 Building $340,345
2024	$1,329.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$115,000 (-) Land $19,700 Building $95,300	$338,235 (+5.9%) Land $57,941 Building $280,294
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$115,000 (-) Land $19,700 Building $95,300	$319,400 (+16.65%) Land $54,715 Building $264,685
2022		$115,000 Land $19,700 Building $95,300	$273,800 Land $46,903 Building $226,897
2021	$1,763.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13384 Oswald Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13384 Oswald Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

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