13117 Oswald Rd, Collins, NY 14034 Property Records

Erie County and Collins Town property record for 13117 Oswald Rd, Collins, NY 14034

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,824 sqft · built 1875
Lot Size	5.5 acres (239,580 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,465 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`143689 330.00-2-3.21`

Property Details

APN / Parcel Number

Primary APN	`143689 330.00-2-3.21`
Alternative APN	`36893300000002003210`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,824 sqft Living Area
1st Floor Area	912 sqft
2nd Floor Area	912 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	239,580 sqft (5.5 acres)
Lot Dimensions	294 ft deep x 1,054 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	13117 OSWALD RD
City	COLLINS
State	NY
Zip	14034-9793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LILLIE VANCE HGWY HGWY
Legal Subdivision	HOLLAND LAND COMPANY S SURVEY
Legal Block	2
Legal Lot Number	3.210
Jurisdiction	ERIE NY
Township / Civil Division	COLLINS
Census Block Group	1
Census Block	1007
Census Tract	17502

Owner

13117 Oswald Rd is owned and occupied by two individuals who acquired it in January 2020.

Source: Erie County and Collins Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13117 OSWALD RD, COLLINS, NY 14034-9793
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK NA
Aug 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY BANK NA
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK NA
Feb 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 30, 2020
Transfer Doc	0113566746
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	13117 OSWALD RD, COLLINS, NY 14034-9793
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13117 OSWALD RD, COLLINS, NY 14034-9793

Mortgage

Document Number	0141828080
Date	Dec 2, 2025
Book Page	14182/8080
Instrument	2025219176

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2045

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	13117 OSWALD RD, COLLINS, NY 14034-9793
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13117 OSWALD RD, COLLINS, NY 14034-9793

Mortgage

Document Number	0141001080
Date	Aug 10, 2023
Book Page	14100/1080
Instrument	2023137721

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2033

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	13117 OSWALD RD, COLLINS, NY 14034-9793
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13117 OSWALD RD, COLLINS, NY 14034-9793

Mortgage

Document Number	0140091503
Date	Aug 10, 2021
Book Page	14009/1503
Instrument	2021157518

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 1, 2026

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ERIE NY
Recording Date	Feb 6, 2020
Property Address	13117 OSWALD RD, COLLINS, NY 14034-9793
Document Number	0113566746
Book / Page	11356 / 6746
Instrument Date	Jan 30, 2020
Instrument	2020028833
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	13117 OSWALD RD, COLLINS, NY 14034-9793

Mortgage

Document Number	2020028834
Date	Feb 6, 2020
Instrument	2020028834

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 1, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 13117 Oswald Rd was $1,465, up 160.2% from the year before.

Source: Erie County and Collins Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Collins Town
Unified School District	Gowanda Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,465.00 (+160.21%)
2025	$563.00 (-1.05%)	$32,500 (-) Land $8,300 Building $24,200	$116,100 (+21.46%) Land $29,650 Building $86,450
2024	$569.00	$32,500 (-) Land $8,300 Building $24,200	$95,588 (+5.86%) Land $24,412 Building $71,176
2023		$32,500 (-) Land $8,300 Building $24,200	$90,300 (+16.67%) Land $23,061 Building $67,239
2022		$32,500 Land $8,300 Building $24,200	$77,400 Land $19,767 Building $57,633
2021	$1,348.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13117 Oswald Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13117 Oswald Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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