13383 Phipps Ln, Lerna, IL 62440 Property Records

Coles County property record for 13383 Phipps Ln, Lerna, IL 62440

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,829 sqft · built 2001
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$333,000 (Jul 2019)
Tax Bill	$7,292 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-0-01076-000`

Property Details

APN / Parcel Number

Primary APN	`11-0-01076-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,829 sqft Base Area
1st Floor Area	1,829 sqft
Basement Area	1,829 sqft
Unfinished Basement	1,829 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	13383 PHIPPS LN
City	LERNA
State	IL
Zip	62440-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE1/4 NE1/4 SW1/4 SEC 05 T11N R09E
Legal Range	09E
Legal Township	11N
Legal Section	05
Jurisdiction	COLES IL
Township / Civil Division	PLEASANT GROVE
Census Block Group	1
Census Block	1097
Census Tract	600

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13383 PHIPPS LN, LERNA, IL 62440-2421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Jul 22, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST MID ILLINOIS BK & TR NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2019 · Amount on Record
Deed Sale	Jul 22, 2019 · Amount on Record
Deed Document Number	2019782951
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	13383 PHIPPS LN, LERNA, IL 62440-2421
Transaction Type	Mortgage
Record Updated	Jul 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700773717
Date	Dec 6, 2017
Instrument	201700773717

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	48 Months
Due	Dec 5, 2021

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jul 22, 2019
Property Address	13383 PHIPPS LN, LERNA, IL 62440-2421
Document Number	201900782951
Instrument Date	Jul 22, 2019
Instrument	201900782951
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$499.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13383 PHIPPS LN, 13383, LERNA, IL 62440-2421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13383 PHIPPS LN, LERNA, IL 62440-2421

Mortgage

Document Number	201900782952
Date	Jul 22, 2019
Instrument	201900782952

Lender

Name	FIRST MID ILLINOIS BK & TR NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Pleasant Grove Township
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,292.00 (+8.01%)	$127,332 (+11.3%) Land $16,137 Building $111,195	$381,996 (+11.3%) Land $48,411 Building $333,585
2023		$114,405 Land $14,499 Building $99,906	$343,215 Land $43,497 Building $299,718
2020	$6,751.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Apr 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fidium Fiber DSL	10 / 1

May also be available: GigFire, Nextlink, Watch TV.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Phipps Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures