13315 Phipps Ln, Lerna, IL 62440 Property Records

Coles County property record for 13315 Phipps Ln, Lerna, IL 62440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,402 sqft · built 1997
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Nov 2019)
Tax Bill	$3,671 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Aug 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`11-0-01086-000`

Property Details

APN / Parcel Number

Primary APN	`11-0-01086-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,402 sqft Base Area
1st Floor Area	1,402 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	13315 PHIPPS LN
City	LERNA
State	IL
Zip	62440-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT 21/2 NW1/4 NE1/4 SW1/4 EX: 3 ACRES W/HSE OFF #590995 SEC 05 T11N R09E
Legal Range	09E
Legal Township	11N
Legal Section	05
Jurisdiction	COLES IL
Township / Civil Division	PLEASANT GROVE
Census Block Group	1
Census Block	1097
Census Tract	600

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	13315 PHIPPS LN, LERNA, IL 62440-2421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2019	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK
Aug 6, 2019	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2019 · Amount on Record
Deed Sale	Nov 8, 2019 · Amount on Record
Prior Sale	Aug 6, 2019 · Amount on Record
Deed Document Number	2019784802
Prior Transfer Date	Nov 9, 2005
Prior Transfer Doc	0000686061
Record Updated	Sep 20, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Nov 8, 2019
Property Address	13315 PHIPPS LN, LERNA, IL 62440-2421
Document Number	201900784802
Map Reference	DOC 590365
Instrument Date	Nov 5, 2019
Instrument	201900784802
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2315 VENICE CT, 2315, CHAMPAIGN, IL 61822-6403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13315 PHIPPS LN, LERNA, IL 62440-2421

Mortgage

Document Number	201900784803
Date	Nov 8, 2019
Instrument	201900784803

Lender

Name	MIDLAND STATES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4%

August 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	COLES IL
Recording Date	Aug 6, 2019
Property Address	13315 PHIPPS LN, LERNA, IL 62440-2421
Document Number	201900783203
Instrument Date	Jun 26, 2019
Instrument	201900783203
Transaction Type	Foreclosure
Record Updated	Jul 29, 2021

Transaction

Amount	Amount Recorded
Tax	$44.25
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 S WACKER DR LBBY 24, 1, CHICAGO, IL 60606-4615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2315 VENICE CT, CHAMPAIGN, IL 61822-6403

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Pleasant Grove Township
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,671.00 (+24.19%)	$67,084 (+11.3%) Land $8,903 Building $58,181	$201,252 (+11.3%) Land $26,709 Building $174,543
2023		$60,273 Land $7,999 Building $52,274	$180,819 Land $23,997 Building $156,822
2020	$2,956.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Apr 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fidium Fiber DSL	10 / 1

May also be available: GigFire, Nextlink, Watch TV.

Cell Coverage

5G and 4G LTE (outdoors only)

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