13382 Choco Rd, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 13382 Choco Rd, Apple Valley, CA 92308

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,175 sqft · built 2001
Lot Size	0.463 acres (20,160 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Mar 2015)
Tax Bill	$5,349 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3087-042-08-0000`

Property Details

APN / Parcel Number

Primary APN	`3087-042-08-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,175 sqft Living Area
Gross Area	3,841 sqft
1st Floor Area	3,175 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	20,160 sqft (0.463 acres)
Lot Dimensions	168 ft deep x 120 ft wide
View / Lot	Apt/Condo Complex
Garage Type	Attached
Garage Area	666 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	1,015 sqft
Patio Area	1,015 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	13382 CHOCO RD
City	APPLE VALLEY
State	CA
Zip	92308-4533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 15849 LOT 8 BOOK 272 PAGE 71
Legal Subdivision	TOWN OF APPLE VALLEY
Legal Tract	15849
Legal Block	1
Legal Lot Number	8
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1008
Census Tract	9724

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13382 CHOCO RD, APPLE VALLEY, CA 92308-4533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARROWHEAD CU
Jul 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Nov 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CHOICE LENDING CORP
Aug 11, 2017	Deed of Trust, Mortgage · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2015 · Amount on Record
Deed Sale	Mar 31, 2015 · Amount on Record
Prior Sale	Sep 6, 2001 · Amount on Record
Deed Document Number	2015123564
Last Transfer Date	Aug 28, 2020
Transfer Doc	0000480413
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13382 CHOCO RD, APPLE VALLEY, CA 92308-4533
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13382 CHOCO RD, APPLE VALLEY, CA 92308-4533

Mortgage

Document Number	0000319321
Date	Sep 20, 2022
Instrument	2022-0319321

Lender

Name	ARROWHEAD CU
Type	Credit Union
Address	RANCHO CUCAMONGA, CA 91729

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 20, 2042

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13382 CHOCO RD, APPLE VALLEY, CA 92308-4533
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000241169
Date	Jul 18, 2019
Instrument	2019-0241169

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 30, 2020
Property Address	13382 CHOCO RD, APPLE VALLEY, CA 92308-4533
Document Number	0000480413
Map Reference	MB 272 PG 71-76
Instrument Date	Aug 28, 2020
Instrument	2020-0480413
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13382 CHOCO RD, APPLE VALLEY, CA 92308-4533

Mortgage

Document Number	0000480414
Date	Nov 30, 2020
Instrument	2020-0480414

Lender

Name	CHOICE LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2045

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13382 CHOCO RD, APPLE VALLEY, CA 92308-4533
Document Number	0000336525
Instrument Date	Aug 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2017
Title Company	SPL TITLE SERVICES, SPL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13382 CHOCO RD APPLE VALLEY CA 923084533, APPLE VALLEY, CA 92308-4533

Mortgage

Document Number	0000336525
Date	Aug 17, 2017
Instrument	336525

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$471,968 (+2%) Land $94,394 Building $377,574
2025	$5,349.00 (+3.84%)	$462,714 (+4.04%) Land $92,543 Building $370,171
2023	$5,151.00 (+1.54%)	$444,746 Land $88,949 Building $355,797
2022	$5,073.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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