13338 Choco Rd, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 13338 Choco Rd, Apple Valley, CA 92308 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,749 sqft · built 2002
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on File
Last Sale	$542,000 (Nov 2020)
Tax Bill	$6,878 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3087-042-05-0000`

Property Details

APN / Parcel Number

Primary APN	`3087-042-05-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,749 sqft Living Area
Gross Area	4,688 sqft
1st Floor Area	3,749 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	20,000 sqft (0.459 acres)
View / Lot	Apt/Condo Complex
Garage Type	Attached
Garage Area	939 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	1,113 sqft
Patio Area	1,113 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	13338 CHOCO RD
City	APPLE VALLEY
State	CA
Zip	92308-4533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 15849 LOT 5 BOOK 272 PAGE 71
Legal Subdivision	TRACT NO 15849
Legal Tract	15849
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1008
Census Tract	9724

Owner

Source: San Bernardino County records · APN 3087-042-05-0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13338 CHOCO RD, APPLE VALLEY, CA 92308-4533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 12, 2020	Grant Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
May 06, 2017	Deed of Trust, Mortgage · Conventional Mortgage ETHOS LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Prior Sale	Jul 06, 2012 · Amount on Record
Deed Document Number	2020452645
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13338 CHOCO RD, APPLE VALLEY, CA 92308-4533
Transaction Type	Mortgage
Record Updated	May 02, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13398 CHOCO RD, APPLE VALLEY, CA 92308-4533

Mortgage

Document Number	0000090600
Date	Apr 18, 2024
Instrument	2024-0090600

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2044

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 12, 2020
Property Address	13338 CHOCO RD, APPLE VALLEY, CA 92308-4533
Document Number	0000452645
Map Reference	MB 272 PG 71-76
Instrument Date	Oct 11, 2020
Instrument	2020-0452645
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13338 CHOCO RD, APPLE VALLEY, CA 92308-4533

Mortgage

Document Number	0000452646
Date	Nov 12, 2020
Instrument	2020-0452646

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13338 CHOCO RD, APPLE VALLEY, CA 92308-4533
Document Number	0000195262
Instrument Date	May 06, 2017
Transaction Type	Mortgage
Record Updated	May 26, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	13338 CHOCO RD APPLE VALLEY CA 923084533, APPLE VALLEY, CA 92308-4533

Mortgage

Document Number	0000195262
Date	May 11, 2017
Instrument	195262

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 10, 2037

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$617,785 (+2%) Land $119,660 Building $498,125
2025	$6,878.00 (+3.88%) Homeowner's exemption	$605,672 (+4.04%) Land $117,314 Building $488,358
2023	$6,621.00 (+1.55%) Homeowner's exemption	$582,153 Land $112,759 Building $469,394
2022	$6,520.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 214 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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