Chesapeake City property record for 1338 Waters Rd, Chesapeake, VA 23322
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 5 bd · 3 ba · 3,067 sqft · built 2019 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $559,900 (Apr 2022) |
| Tax Bill | $2,596 (2022) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2020 Refinance + 2 more |
| APN | 0593018000330 |
| Primary APN | 0593018000330 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,067 sqft Total Area |
| 1st Floor Area | 1,384 sqft |
| Upper Floors Area | 1,384 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,193 sqft (0.234 acres) |
| Lot Dimensions | 125 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Porch | Porch |
| Porch Area | 137 sqft |
| Patio Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1338 WATERS RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-8806 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R10S: RESI |
| Legal Description | 33 JOHNSTOWN ESTATES |
| Legal Subdivision | JOHNSTOWN ESTS, WATERS BND, SANDSTONE Q |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 21014 |
1338 Waters Rd is owned by two individuals who bought it in April 2022.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1338 WATERS RD, CHESAPEAKE, VA 23322-8806 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed of Trust, Mortgage · Line of Credit TRUST BANK |
| Sep 4, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC |
| Apr 1, 2022 | Warranty Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING |
| Oct 30, 2019 | Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2022 · Amount on File |
| Deed Sale | Apr 1, 2022 · Amount on File |
| Prior Sale | Oct 30, 2019 · Amount on File |
| Deed Document Number | 202211157 |
| Deed Book / Page | 10541 / 416 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 18, 2026 |
| Property Address | 1338 WATERS RD, CHESAPEAKE, VA 23322-8806 |
| Document Number | 0000015667 |
| Book / Page | 10991 / 1507 |
| Instrument Date | May 27, 2026 |
| Instrument | 202615667 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | DATA SEARCH INC, DATA SEARCH |
| Name | Verified Name |
|---|---|
| Address | 1338 WATERS RD, CHESAPEAKE, VA 23322-8806 |
| Document Number | 0000015667, |
|---|---|
| Date | Jun 18, 2026 |
| Book Page | 10991/1507 |
| Instrument | 202615667 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1338 WATERS RD, CHESAPEAKE, VA 23322-8806 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0010214/44 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 10214/44 |
| Instrument | 200031673 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 1, 2022 |
| Property Address | 1338 WATERS RD, CHESAPEAKE, VA 23322-8806 |
| Document Number | 010541/416 |
| Book / Page | 10541 / 416 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 220011157 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1338 WATERS RD, CHESAPEAKE, VA 23322-8806 |
| Document Number | 0220011158 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 220011158 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 30, 2019 |
| Property Address | 1338 WATERS RD, CHESAPEAKE, VA 23322-8806 |
| Document Number | 010073/573 |
| Book / Page | 10073 / 573 |
| Instrument Date | Oct 23, 2019 |
| Instrument | 190029663 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1338 WATERS RD, CHESAPEAKE, VA 23322-8806 |
| Document Number | 0190029664 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 190029664 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $687,600 (-0.06%) Land $200,000 Building $487,600 | $687,600 (-0.06%) Land $200,000 Building $487,600 | |
| 2025 | $688,000 Land $190,000 Building $498,000 | $688,000 Land $190,000 Building $498,000 | |
| 2023 | $551,300 (+7.24%) Land $170,000 Building $381,300 | $551,300 (+7.24%) Land $170,000 Building $381,300 | |
| 2022 | $2,596.00 | $514,100 Land $150,000 Building $364,100 | $514,100 Land $150,000 Building $364,100 |
| 2019 | $2,646.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1338 Waters Rd; there have been 2 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 2 (2019–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1338 Waters Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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