Chesapeake City property record for 1326 Waters Rd, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,405 sqft · built 2017 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $369,900 (Jul 2018) |
| Tax Bill | $6,462 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Jul 2017 Mortgage + 3 more |
| APN | 0593018000290 |
| Primary APN | 0593018000290 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,405 sqft Living Area |
| 1st Floor Area | 955 sqft |
| Upper Floors Area | 955 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 449 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 100 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1326 WATERS RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-8806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 29 JOHNSTOWN ESTATES |
| Legal Subdivision | JOHNSTOWN ESTS, WATERS BND, SANDSTONE Q |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 21014 |
1326 Waters Rd is owned by an individual who acquired it in November 2023.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2418 WILLOW POINT ARCH, CHESAPEAKE, VA 23320-6882 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2023 | Intrafamily Transfer, Transfer |
| Jul 31, 2017 | Deed of Trust, Mortgage · Stand-Alone First Mortgage JOHNSTOWN LLC |
| Aug 5, 2019 | Deed of Trust, Mortgage · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jul 13, 2018 | Warranty Deed, Subdivision Related Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jul 31, 2017 | Warranty Deed, Transfer · Commercial Mortgage TOWNEBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2018 · Amount on File |
| Deed Sale | Jul 13, 2018 · Amount on File |
| Prior Sale | Jul 31, 2017 · Amount on File |
| Deed Document Number | 201818607 |
| Deed Book / Page | 9933 / 993 |
| Last Transfer Date | Nov 30, 2023 |
| Transfer Doc | 010711/194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Dec 1, 2023 |
| Property Address | 1326 WATERS RD, CHESAPEAKE, VA 23322-8806 |
| Document Number | 010711/194 |
| Book / Page | 10711 / 194 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 230024622 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2418 WILLOW POINT ARCH, CHESAPEAKE, VA 23320-6882 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1326 WATERS RD, CHESAPEAKE, VA 23322-8806 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 09815/1925 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 9815/1925 |
| Instrument | 170020681 |
| Name | JOHNSTOWN LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 26, 2018 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1326 WATERS RD, CHESAPEAKE, VA 23322-8806 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | AMERICAN HOME TITLE STLMNT |
| Name | Verified Name |
|---|
| Document Number | 010040/776 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 10040/776 |
| Instrument | 190020053 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 13, 2018 |
| Property Address | 1326 WATERS RD, CHESAPEAKE, VA 23322-8806 |
| Document Number | 009933/993 |
| Book / Page | 9933 / 993 |
| Instrument Date | Jul 11, 2018 |
| Instrument | 180018607 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | TITLE QUEST/HAMPTON ROADS, TITLEQUEST OF HAMPTON ROADS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1326 WATERS RD, CHESAPEAKE, VA 23322-8806 |
| Document Number | 0180018608 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 180018608 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 31, 2017 |
| Property Address | 1326 WATERS RD, CHESAPEAKE, VA 23322-8806 |
| Document Number | 09815/1907 |
| Book / Page | 9815 / 1907 |
| Instrument Date | Jul 26, 2017 |
| Instrument | 170020679 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 6132, VIRGINIA BEACH, VA 23456-0132 |
| Document Number | 0170020680 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 170020680 |
| Name | TOWNEBANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1326 Waters Rd was $6,462, up 12% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $620,200 (-3.06%) Land $200,000 Building $420,200 | $620,200 (-3.06%) Land $200,000 Building $420,200 | |
| 2025 | $6,462.00 (+12.03%) | $639,800 Land $190,000 Building $449,800 | $639,800 Land $190,000 Building $449,800 |
| 2024 | $5,768.00 | ||
| 2023 | $513,500 (+7.38%) Land $170,000 Building $343,500 | $513,500 (+7.38%) Land $170,000 Building $343,500 | |
| 2022 | $478,200 Land $150,000 Building $328,200 | $478,200 Land $150,000 Building $328,200 | |
| 2019 | $4,082.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1326 Waters Rd; there have been 2 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 2 (2019–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1326 Waters Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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