1326 Sebring Cir, Elgin, IL 60120 Property Records

Cook County property record for 1326 Sebring Cir, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,786 sqft · built 1997
Lot Size	0.207 acres (9,035 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Feb 2022)
Tax Bill	$6,817 (2023)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-18-217-022`

Property Details

APN / Parcel Number

Primary APN	`06-18-217-022`
Alternative APN	`06-18-217-022-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,786 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,035 sqft (0.207 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1326 SEBRING CIR
City	ELGIN
State	IL
Zip	60120-5213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART NE4 SEC18 PART NW4 S17+ T41N R 09E 3P
Legal Range	9E
Legal Township	41N
Legal Section	18
Legal Subdivision	COUNTRY BROOK N
Legal Lot Number	122
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2006
Census Tract	804404

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1326 SEBRING CIR, ELGIN, IL 60120-5213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Mar 28, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2022 · Amount on Record
Deed Sale	Feb 1, 2022 · Amount on Record
Prior Sale	Mar 28, 2018 · Amount on Record
Deed Document Number	2022233407
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 1, 2022
Property Address	1326 SEBRING CIR, ELGIN, IL 60120-5213
Document Number	0003233407
Map Reference	DOC 91199804
Instrument Date	Jan 21, 2022
Instrument	2203233407
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1326 SEBRING CIR, 1326, ELGIN, IL 60120-5213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1326 SEBRING CIR, ELGIN, IL 60120-5213

Mortgage

Document Number	0003233408
Date	Feb 1, 2022
Instrument	2203233408

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.12%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 28, 2018
Property Address	1326 SEBRING CIR, ELGIN, IL 60120-5213
Document Number	1808701073
Instrument Date	Mar 23, 2018
Instrument	8701073
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	BAIRD AND WARNER TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1326 SEBRING CIR ELGIN IL 601205213, ELGIN, IL 60120-5213

Mortgage

Document Number	1808701074
Date	Mar 28, 2018
Instrument	8701074

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2048

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,001 (+25.93%) Land $6,325 Building $27,676	$340,010 (+25.93%) Land $63,250 Building $276,760
2023	$6,817.00 (-9.73%)
2022	$7,552.00	$26,999 Land $4,969 Building $22,030	$269,990 Land $49,690 Building $220,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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