1338 Panorama Ridge Rd, Oceanside, CA 92056 Property Records

San Diego County property record for 1338 Panorama Ridge Rd, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 834 sqft · built 1980
Lot Size	0.94 acres (4,110 sqft)
Owner	Individual Name on File
Last Sale	$467,500 (Aug 2021)
Tax Bill	$5,673 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161-402-02-00`

Property Details

APN / Parcel Number

Primary APN	`161-402-02-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	834 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	4,110 sqft (0.94 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1338 PANORAMA RIDGE RD
City	OCEANSIDE
State	CA
Zip	92056-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 592 TR 008882
Legal Subdivision	PEACOCK HILLS
Legal Tract	008882
Legal Block	3
Legal Lot Number	592
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	19301

Owner

1338 Panorama Ridge Rd is owned and occupied by an individual who bought it in August 2021.

Source: San Diego County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1338 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Grant Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 14, 2021	Grant Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2021 · Amount on File
Deed Sale	Aug 25, 2021 · Amount on File
Prior Sale	Jun 14, 2021 · Amount on File
Deed Document Number	2021603179
Transfer Doc	0000534919
Record Updated	Oct 29, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 25, 2021
Property Address	1338 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2215
Document Number	0000603179
Map Reference	MAP 8882
Instrument Date	Aug 5, 2021
Instrument	2021-0603179
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1338 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2215

Mortgage

Document Number	0000603180
Date	Aug 25, 2021
Instrument	2021-0603180

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 14, 2021
Property Address	1338 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2215
Document Number	0000436045
Map Reference	MAP 8882
Instrument Date	May 10, 2021
Instrument	2021-0436045
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	CORINTHIAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7480 MIRAMAR RD STE 210, 210, SAN DIEGO, CA 92126-4220
Investor	Possibly a Property Investor

Mortgage

Document Number	0000436046
Date	Jun 14, 2021
Instrument	2021-0436046

Lender

Name	LENDINGHOME FUNDING CORP
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1338 Panorama Ridge Rd was $5,673, up 6% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$506,035 (+2%) Land $343,671 Building $162,364
2025	$5,673.00 (+6%)	$496,114 Land $336,933 Building $159,181
2024	$5,352.00 (+2.45%)
2023	$5,224.00 (+0.27%)	$476,850 Land $323,850 Building $153,000
2022	$5,210.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1338 Panorama Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1338 Panorama Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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