13343 Caite Ridge Rd, Davidson, NC 28036 Property Records

Mecklenburg County property record for 13343 Caite Ridge Rd, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,872 sqft · built 2019
Lot Size	0.186 acres (8,121 sqft)
Owner	Individual Name on File
Last Sale	$330,500 (Nov 2019)
Tax Bill	$5,124 (2023)
Deeds & Mortgages	Apr 2023 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-282-73`

Property Details

APN / Parcel Number

Primary APN	`007-282-73`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,872 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	8,121 sqft (0.186 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	007-282-73
Street Address	13343 CAITE RIDGE RD
City	DAVIDSON
State	NC
Zip	28036-0467
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NG
Legal Description	L175 M63-176/177
Legal Subdivision	WESTBRANCH MAP 2
Legal Lot Number	175
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	3
Census Block	3044
Census Tract	6403

Owner

13343 Caite Ridge Rd is owned and occupied by an individual who bought it in November 2019.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Mailing Address	13343 CAITE RIDGE RD, DAVIDSON, NC 28036-0467
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Nov 21, 2019	Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2019 · Amount on File
Deed Sale	Nov 21, 2019 · Amount on File
Deed Document Number	0034059735
Deed Book / Page	34059 / 735
Record Updated	Jun 7, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	13343 CAITE RIDGE RD, DAVIDSON, NC 28036-0467
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033339
Date	Apr 13, 2023
Book Page	38054/175
Instrument	2023033339

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	CORNELIUS, NC 28031

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	13343 CAITE RIDGE RD, DAVIDSON, NC 28036-0467
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000239680
Date	Dec 21, 2021
Book Page	36894/71
Instrument	2021239680

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Jan 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.25%
Index	Other
Margin	3
Max Rate	7.25%

November 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 21, 2019
Property Address	13343 CAITE RIDGE RD, DAVIDSON, NC 28036-0467
Document Number	0000159516
Book / Page	34059 / 735
Map Reference	MB 63 PG 176&177
Instrument Date	Nov 21, 2019
Instrument	2019159516
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$661.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6701 CARMEL RD, 6701, CHARLOTTE, NC 28226-3983

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13343 CAITE RIDGE RD, DAVIDSON, NC 28036-0467

Mortgage

Document Number	0000159517
Date	Nov 21, 2019
Instrument	2019159517

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 13343 Caite Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13343 Caite Ridge Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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