13332 Caite Ridge Rd, Davidson, NC 28036 Property Records

Mecklenburg County property record for 13332 Caite Ridge Rd, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,110 sqft · built 2019
Lot Size	0.125 acres (5,445 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Sep 2025)
Tax Bill	$4,141 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-284-03`

Property Details

APN / Parcel Number

Primary APN	`007-284-03`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,110 sqft Living Area
Gross Area	3,610 sqft
1st Floor Area	1,377 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Other
Lot Area	5,445 sqft (0.125 acres)
Garage Type	Attached
Garage Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	13332 CAITE RIDGE RD
City	DAVIDSON
State	NC
Zip	28036-0467
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NG
Legal Description	L182 M63-176/177
Legal Subdivision	WESTBRANCH
Legal Block	4
Legal Lot Number	182
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	3
Census Block	3047
Census Tract	6403

Owner

13332 Caite Ridge Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Mecklenburg County records, as of March 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13332 CAITE RIDGE RD, DAVIDSON, NC 28036-0467
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 8, 2025	Warranty Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE
Jun 14, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 27, 2019	Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2025 · Amount on File
Deed Sale	Sep 8, 2025 · Amount on File
Prior Sale	Jun 14, 2024 · Amount on File
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	13332 CAITE RIDGE RD, DAVIDSON, NC 28036-0467
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046249
Date	Mar 10, 2021
Book Page	35780/296
Instrument	2021046249

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 8, 2025
Property Address	13332 CAITE RIDGE RD, DAVIDSON, NC 28036-0467
Document Number	0000090515
Book / Page	39841 / 699
Map Reference	MB 63 PG 176&177
Instrument Date	Sep 5, 2025
Instrument	2025090515
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	EXECUTIVE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8500 CHEVERNY DR, WAXHAW, NC 28173-9053

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13332 CAITE RIDGE RD, DAVIDSON, NC 28036-0467

Mortgage

Document Number	0000090516
Date	Sep 8, 2025
Instrument	2025090516

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 14, 2024
Property Address	13332 CAITE RIDGE RD, DAVIDSON, NC 28036-0467
Document Number	0000055496
Book / Page	38884 / 855
Map Reference	MB 63 PG 176&177
Instrument Date	Jun 13, 2024
Instrument	2024055496
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7632 NORMAN ISLAND DR, CORNELIUS, NC 28031-8749

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13332 CAITE RIDGE RD, DAVIDSON, NC 28036-0467

Mortgage

Document Number	0000055497
Date	Jun 14, 2024
Instrument	2024055497

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

November 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 27, 2019
Property Address	13332 CAITE RIDGE RD, DAVIDSON, NC 28036-0467
Document Number	0000163431
Book / Page	34081 / 224
Map Reference	MB 63 PG 176&177
Instrument Date	Nov 27, 2019
Instrument	2019163431
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$738.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6701 CARMEL RD, 6701, CHARLOTTE, NC 28226-3983

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13332 CAITE RIDGE RD, DAVIDSON, NC 28036-0467

Mortgage

Document Number	0000163432
Date	Nov 27, 2019
Instrument	2019163432

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$546,900 Land $115,000 Building $431,900	$546,900 Land $115,000 Building $431,900
2024	$4,141.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13332 Caite Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13332 Caite Ridge Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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