Highlands County property record for 13340 Garnet Ter, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.277 acres (12,109 sqft) |
| Owner | Individual Name on File |
| Last Sale | $8,000 (Jun 2021) |
| Tax Bill | $117 (2024) |
| Deeds & Mortgages | Jun 2021 Sale Jun 2021 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | C-03-36-29-060-0360-0010 |
| Primary APN | C-03-36-29-060-0360-0010 |
|---|
| Lot Area | 12,109 sqft (0.277 acres) |
|---|---|
| Lot Dimensions | 105 ft deep x 81 ft wide |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Street Address | 13340 GARNET TER |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEBRING LAKES UNIT 3 PB 7-PG 11 LOTS 1 + 2 BLK 36 |
| Legal Range | 29E |
| Legal Township | 36S |
| Legal Section | 03 |
| Legal Subdivision | SEBRING LAKES UNIT 3 |
| Legal Block | 36 |
| Legal Lot Number | 1-2 2 |
| Legal Unit | 3 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | LAKE PLACID |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 961401 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 13337 W WATERWAY DR, SEBRING, FL 33875-9673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2021 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 3, 2021 | Public Action, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2021 · Amount on File |
| Deed Sale | Jun 30, 2021 · Amount on File |
| Prior Sale | Jun 3, 2021 · Amount on File |
| Deed Document Number | 0028331989 |
| Deed Book / Page | 2833 / 1989 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 30, 2021 |
| Property Address | 13340 GARNET TER, SEBRING, FL 33875 |
| Document Number | 0002041785 |
| Book / Page | 2833 / 1989 |
| Map Reference | MB 7 PG 11 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 2041785 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $56.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 710 SANDY POINT LN, WEST PALM BEACH, FL 33410-3427 |
| Name | Verified Name |
|---|---|
| Address | 13337 W WATERWAY DR, SEBRING, FL 33875-9673 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 3, 2021 |
| Property Address | 13340 GARNET TER, SEBRING, FL 33875 |
| Document Number | 0002037583 |
| Book / Page | 2828 / 304 |
| Map Reference | MB 7 PG 11 |
| Instrument Date | May 28, 2021 |
| Instrument | 2037583 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 15, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $18.20 |
| Amount Accuracy | Tax Sale |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 710 SANDY POINT LN, WEST PALM BEACH, FL 33410-3427 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,148 (+104.18%) Land $8,400 Building $2,748 | $11,148 (+104.18%) Land $8,400 Building $2,748 | |
| 2024 | $117.00 (+27.17%) | ||
| 2023 | $92.00 (+16.46%) | $5,460 (+44.44%) Land $5,460 | $5,460 (+44.44%) Land $5,460 |
| 2022 | $79.00 | $3,780 Land $3,780 | $3,780 Land $3,780 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (2017–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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