Highlands County property record for 13322 Garnet Ter, Sebring, FL 33875
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.289 acres (12,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $16,000 (Jan 2024) |
| Tax Bill | $141 (2024) |
| Deeds & Mortgages | Jan 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C-03-36-29-060-0360-0030 |
| Primary APN | C-03-36-29-060-0360-0030 |
|---|
| Lot Area | 12,600 sqft (0.289 acres) |
|---|---|
| Lot Dimensions | 105 ft deep x 120 ft wide |
| Street Address | 13322 GARNET TER |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R1 |
| Legal Description | SEBRING LAKES UNIT 3 PB 7 PG 11 LOTS 3-4-5 BLK 36 |
| Legal Range | 29E |
| Legal Township | 36S |
| Legal Section | 03 |
| Legal Subdivision | SEBRING LAKES UNIT 3 |
| Legal Block | 36 |
| Legal Lot Number | 3-5 4 |
| Legal Unit | 3 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | LAKE PLACID |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 961401 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 13337 W WATERWAY DR, SEBRING, FL 33875-9673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2024 · Amount on Record |
| Deed Sale | Jan 18, 2024 · Amount on Record |
| Prior Sale | Nov 1, 2013 |
| Deed Document Number | 2186437 |
| Deed Book / Page | 3021 / 378 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jan 18, 2024 |
| Property Address | 13322 GARNET TER, SEBRING, FL 33875 |
| Document Number | 0002186437 |
| Book / Page | 3021 / 378 |
| Map Reference | MB 7 PG 11 |
| Instrument Date | Jan 17, 2024 |
| Instrument | 2186437 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $112.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9056 NW 55TH ST, SUNRISE, FL 33351-7771 |
| Name | Verified Name |
|---|---|
| Address | 13337 W WATERWAY DR, SEBRING, FL 33875-9673 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,000 (+53.85%) Land $12,000 | $12,000 (+53.85%) Land $12,000 | |
| 2024 | $141.00 (+22.61%) | ||
| 2023 | $115.00 (+17.35%) | $7,800 (+44.44%) Land $7,800 | $7,800 (+44.44%) Land $7,800 |
| 2022 | $98.00 | $5,400 Land $5,400 | $5,400 Land $5,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (2017–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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