1334 20th Ct, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1334 20th Ct, Oceano, CA 93445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,299 sqft · built 1977
Lot Size	0.125 acres (5,460 sqft)
Owner	Company Name on Record
Last Sale	$455,000 (Jan 2006)
Tax Bill	$6,897 (2025)
Deeds & Mortgages	Mar 2023 Transfer Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`062-261-052`

Property Details

APN / Parcel Number

Primary APN	`062-261-052`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,299 sqft Living Area

Exterior

Year Built	Built 1977
Construction Type	Wood
Lot Area	5,460 sqft (0.125 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1334 20TH CT
City	OCEANO
State	CA
Zip	93445-9326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 556 LT 52
Legal Subdivision	SANDPOINT TERRACE
Legal Tract	556
Legal Lot Number	52
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1000
Census Tract	12201

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	1334 20TH CT, OCEANO, CA 93445-9326
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Intrafamily Transfer, Transfer
Aug 2, 2022	Deed of Trust, Mortgage · Line of Credit SESLOC FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2006 · Amount on Record
Deed Sale	Jan 27, 2006 · Amount on Record
Prior Sale	Jan 27, 2006 · Amount on Record
Deed Document Number	0000006394
Last Transfer Date	Mar 22, 2023
Transfer Doc	0000007733
Record Updated	Jun 7, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 22, 2023
Property Address	1334 20TH CT, OCEANO, CA 93445-9326
Document Number	0000007733
Map Reference	MB 9 PG 14
Instrument Date	Mar 13, 2023
Instrument	2023007733
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1334 20TH CT, OCEANO, CA 93445-9326

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1334 20TH CT, OCEANO, CA 93445-9326
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1334 20TH CT, OCEANO, CA 93445-9326

Mortgage

Document Number	0000031490
Date	Aug 2, 2022
Instrument	2022031490

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Aug 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,897.00 (+4.64%) Homeowner's exemption	$621,777 (+4.04%) Land $409,966 Building $211,811
2023	$6,591.00 (+1.49%) Homeowner's exemption	$597,635 Land $394,048 Building $203,587
2022	$6,494.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.

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