1322 20th Ct, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1322 20th Ct, Oceano, CA 93445

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,309 sqft · built 1977
Lot Size	0.165 acres (7,197 sqft)
Owner	Individual Name on File
Last Sale	$705,000 (Nov 2022)
Tax Bill	$8,091 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`062-261-050`

Property Details

APN / Parcel Number

Primary APN	`062-261-050`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,309 sqft Living Area

Exterior

Year Built	Built 1977
Construction Type	Wood
Lot Area	7,197 sqft (0.165 acres)
Terrain	Other
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1322 20TH CT
City	OCEANO
State	CA
Zip	93445-9326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 556 LT 50
Legal Subdivision	556 SANDPOITE TERRACE
Legal Tract	556
Legal Lot Number	50
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1000
Census Tract	12201

Owner

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1322 20TH CT, OCEANO, CA 93445-9326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Oct 24, 2019	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 23, 2022 · Amount on Record
Deed Sale	Nov 23, 2022 · Amount on Record
Prior Sale	Oct 24, 2019 · Amount on Record
Deed Document Number	2022045783
Record Updated	Jun 8, 2026

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 23, 2022
Property Address	1322 20TH CT, OCEANO, CA 93445-9326
Document Number	0000045783
Map Reference	MB 9 PG 14
Instrument Date	Nov 1, 2022
Instrument	2022045783
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1322 20TH CT, OCEANO, CA 93445-9326

Mortgage

Document Number	0000045784
Date	Nov 23, 2022
Instrument	2022045784

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 24, 2019
Property Address	1322 20TH CT, OCEANO, CA 93445-9326
Document Number	0000047120
Instrument Date	Oct 3, 2019
Instrument	47120
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$341.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1322 20TH CT OCEANO CA 934459326, OCEANO, CA 93445-9326

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,091.00 (+4.63%) Homeowner's exemption	$733,482 (+4.04%) Land $442,170 Building $291,312
2023	$7,733.00 (+46.9%) Homeowner's exemption	$705,000 Land $425,000 Building $280,000
2022	$5,264.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Peak WiFi, Radiate Holdings, Ranch WiFi, Verizon.

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