13328 Caite Ridge Rd, Davidson, NC 28036 Property Records

Mecklenburg County property record for 13328 Caite Ridge Rd, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,496 sqft · built 2019
Lot Size	0.125 acres (5,460 sqft)
Owner	Individual Name on Record
Last Sale	$548,000 (Jun 2023)
Tax Bill	$4,784 (2023)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-284-04`

Property Details

APN / Parcel Number

Primary APN	`007-284-04`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,496 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	5,460 sqft (0.125 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	007-284-04
Street Address	13328 CAITE RIDGE RD
City	DAVIDSON
State	NC
Zip	28036-0467
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NG
Legal Description	L183 M63-176/177
Legal Subdivision	WESTBRANCH MAP 2
Legal Lot Number	183
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	3
Census Block	3047
Census Tract	6403

Owner

Source: Mecklenburg County records, as of July 6, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	13328 CAITE RIDGE RD, DAVIDSON, NC 28036-0467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 24, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 27, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Feb 3, 2020	Special Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Prior Sale	Feb 3, 2020 · Amount on Record
Deed Document Number	2023060491
Deed Book / Page	38213 / 552
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	13328 CAITE RIDGE RD, DAVIDSON, NC 28036-0467
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000166434
Date	Aug 30, 2021
Book Page	36468/373
Instrument	2021166434

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 24, 2025
Property Address	13328 CAITE RIDGE RD, DAVIDSON, NC 28036-0467
Document Number	0000039126
Book / Page	39535 / 564
Map Reference	MB 63 PG 176&177
Instrument Date	Apr 24, 2025
Instrument	2025039126
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	CALL IT CLOSED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,184.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 ELLSWORTH RD, MOORESVILLE, NC 28115-0228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13328 CAITE RIDGE RD, DAVIDSON, NC 28036-0467

Mortgage

Document Number	0000039127
Date	Apr 24, 2025
Instrument	2025039127

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 27, 2023
Property Address	13328 CAITE RIDGE RD, DAVIDSON, NC 28036-0467
Document Number	0000060491
Book / Page	38213 / 552
Map Reference	MB 63 PG 176&177
Instrument Date	Jun 26, 2023
Instrument	2023060491
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	CROWN TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,096.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13018 CLAUDEL CT, DAVIDSON, NC 28036-7776

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13328 CAITE RIDGE RD, DAVIDSON, NC 28036-0467

Mortgage

Document Number	0000060492
Date	Jun 27, 2023
Instrument	2023060492

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

February 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 3, 2020
Property Address	13328 CAITE RIDGE RD, DAVIDSON, NC 28036-0467
Document Number	0000015226
Book / Page	34252 / 889
Map Reference	MB 63 PG 179&177
Instrument Date	Jan 31, 2020
Instrument	2020015226
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6701 CARMEL RD, 6701, CHARLOTTE, NC 28226-3983

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13328 CAITE RIDGE RD, DAVIDSON, NC 28036-0467

Mortgage

Document Number	0000015227
Date	Feb 3, 2020
Instrument	2020015227

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,784.00	$508,000 Land $115,000 Building $393,000	$508,000 Land $115,000 Building $393,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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