13330 Middle Canyon Rd, Carmel Valley, CA 93924 Property Records

Monterey County property record for 13330 Middle Canyon Rd, Carmel Valley, CA 93924

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,440 sqft · built 1983
Lot Size	7.01 acres (305,791 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Jul 2026)
Tax Bill	$11,128 (2025)
Deeds & Mortgages	Jul 2026 Sale Sep 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`187-272-004-000`

Property Details

APN / Parcel Number

Primary APN	`187-272-004-000`
Alternative APN	`187-272-004`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1990
Architectural Style	L-Shape
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	305,791 sqft
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	187-272-004
Street Address	13330 MIDDLE CANYON RD
City	CARMEL VALLEY
State	CA
Zip	93924-9463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RO DEL MONTE SUB #15 TR808 L4 7.02 AC EXC 0.134 AC RW TO RO DEL MONTE SUB #15 HO ASSOC DESC R1525-716 & EXC SCENIC EASEMT TO MTY CO DESC IN R1165-958
Legal Subdivision	RO DEL MONTE SUB
Legal Tract	808
Legal Lot Number	4
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL VALLEY
Census Block Group	2
Census Block	2001
Census Tract	11001

Owner

13330 Middle Canyon Rd is owned by two individuals who bought it in July 2026.

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11510 HIDDEN HILLS RD, CARMEL VALLEY, CA 93924-9219
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Grant Deed, Transfer CHICAGO TITLE COMPANY
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 30, 2019	Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2026 · Amount on File
Deed Sale	Jul 23, 2026 · Amount on File
Prior Sale	Jul 30, 2019 · Amount on File
Deed Document Number	202624941
Prior Transfer Date	Mar 17, 2000
Prior Transfer Doc	0000018249
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 23, 2026
Property Address	13330 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9463
Document Number	0000024941
Instrument Date	Jul 16, 2026
Instrument	202624941
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$122,210.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	11510 HIDDEN HILLS RD, CARMEL VALLEY, CA 93924-9219
Investor	Possibly a Property Investor

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	13330 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9463
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13330 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9463

Mortgage

Document Number	0000037019
Date	Sep 6, 2022
Instrument	2022037019

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	13330 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9463
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13330 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9463

Mortgage

Document Number	0000078006
Date	Nov 17, 2021
Instrument	2021078006

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	13330 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9463
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035167
Date	Jul 20, 2020
Instrument	2020035167

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 30, 2019
Property Address	13330 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9463
Document Number	0000031644
Map Reference	VOL 13 PG 56
Instrument Date	Jul 23, 2019
Instrument	2019031644
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE SALINAS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13330 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9463

Mortgage

Document Number	0000031645
Date	Jul 30, 2019
Instrument	2019031645

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 13330 Middle Canyon Rd was $11,128.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,059,738 (+2%) Land $669,309 Building $390,429
2025	$11,128.00	$1,038,960 Land $656,186 Building $382,774
2023	$10,810.00 (+3.35%)	$998,617 Land $630,706 Building $367,911
2022	$10,460.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13330 Middle Canyon Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13330 Middle Canyon Rd is high, ranking above 89% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 71% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250

May also be available: Verizon.

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