13250 Middle Canyon Rd, Carmel Valley, CA 93924 Property Records

Monterey County property record for 13250 Middle Canyon Rd, Carmel Valley, CA 93924

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,892 sqft · built 1983
Lot Size	2.01 acres (87,556 sqft)
Owner	Trust Name on File
Last Sale	$955,000 (Jul 2007)
Tax Bill	$13,397 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`187-272-002-000`

Property Details

APN / Parcel Number

Primary APN	`187-272-002-000`
Alternative APN	`187-272-002`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,892 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	87,556 sqft (2.01 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	187-272-002
Street Address	13250 MIDDLE CANYON RD
City	CARMEL VALLEY
State	CA
Zip	93924-9462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO DEL MONTE SUBDIVISION NO 15 TRACT NO.808 LOT 2 2.01 AC EXC SCENIC EASE TO CO OF MTY AS DESC IN R1165-958
Legal Subdivision	RANCHO DEL MONTE SUBDIVISION NO 15
Legal Tract	808
Legal Lot Number	2
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL VALLEY
Census Block Group	2
Census Block	2001
Census Tract	11001

Owner

13250 Middle Canyon Rd is owner-occupied and held in a trust since July 2007.

Source: Monterey County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	13250 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9462
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Jun 17, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 30, 2023	Deed, Transfer
Nov 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2007 · Amount on File
Deed Sale	Jul 27, 2007 · Amount on File
Deed Document Number	200759259
Prior Transfer Date	Aug 11, 2003
Prior Transfer Doc	0000111277
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	13250 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9462
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13250 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9462

Mortgage

Document Number	0000058325
Date	Aug 30, 2021
Instrument	2021058325

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	13250 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9462
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13250 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9462

Mortgage

Document Number	0000020769
Date	Jun 17, 2024
Instrument	2024020769

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 6, 2044

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 30, 2023
Property Address	13250 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9462
Document Number	0000041977
Map Reference	VOL 13 PG 56
Instrument Date	Nov 2, 2023
Instrument	2023041977
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 30, 2020
Property Address	13250 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9462
Document Number	0000070282
Instrument Date	Nov 20, 2020
Instrument	70282
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13250 MIDDLE CANYON RD CARMEL VALLEY CA 939249462, CARMEL VALLEY, CA 93924-9462

Tax Assessment & Valuation

The 2025 property tax bill for 13250 Middle Canyon Rd was $13,397 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,423,000 (+12.67%) Land $900,000 Building $523,000
2025	$13,397.00 Homeowner's exemption	$1,263,000 Land $892,000 Building $371,000
2023	$12,538.00 (+7.8%) Homeowner's exemption	$1,170,000 Land $826,000 Building $344,000
2022	$11,631.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13250 Middle Canyon Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13250 Middle Canyon Rd is high, ranking above 81% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 59% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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