13328 Carmichael Ln, Carmel (Westfield), IN 46074 Property Records

Hamilton County property record for 13328 Carmichael Ln, Carmel, IN 46074

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 6,176 sqft · built 2018
Lot Size	0.469 acres (20,473 sqft)
Owner	2 Company Names on File
Last Sale	$182,500 (Jun 2018)
Tax Bill	$12,950 (2024)
Deeds & Mortgages	Feb 2024 Transfer Oct 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-30-007-018.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-30-007-018.000-018`
Alternative APN	`1709300007018000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	6,176 sqft Living Area
1st Floor Area	3,276 sqft
2nd Floor Area	1,089 sqft
Basement Area	3,276 sqft
Finished Basement	1,811 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Roof Material	Asphalt
Lot Area	20,473 sqft (0.469 acres)
Lot Dimensions	160 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	958 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709300007018000
Street Address	13328 CARMICHAEL LN
City	CARMEL
State	IN
Zip	46074-8474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .47, SECTION 30, TOWNSHIP 18, RANGE 3, BELLEWOOD, LOT 18, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	30
Legal Subdivision	BELLEWOOD SUBDIVISION
Legal Lot Number	18
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2008
Census Tract	110910

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Co-owner	Co-owner on File
Mailing Address	13328 CARMICHAEL LN, CARMEL, IN 46074-8474
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Intrafamily Transfer, Transfer
Oct 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage CENTIER BANK
Aug 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTIER BANK
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTIER BANK
Aug 8, 2019	Loan Modification, Mortgage CENTIER BK
Jun 20, 2018	Warranty Deed, Transfer CHICAGO TITLE-MASTER

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 20, 2018 · Amount on File
Deed Sale	Jun 20, 2018 · Amount on File
Prior Sale	Jun 20, 2018 · Amount on File
Deed Document Number	0000027326
Last Transfer Date	Feb 2, 2024
Transfer Doc	0000003561
Record Updated	Jun 8, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Feb 2, 2024
Property Address	13328 CARMICHAEL LN, CARMEL, IN 46074-8474
Document Number	0000003561
Map Reference	DOC 200600044678
Instrument Date	Jan 31, 2024
Instrument	2024003561
Transaction Type	Transfer
Record Updated	Feb 22, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	410 W OAK ST, ZIONSVILLE, IN 46077-1604

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13328 CARMICHAEL LN, CARMEL, IN 46074-8474
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050667
Date	Oct 26, 2018
Instrument	2018050667

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	199 Months
Due	May 1, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13328 CARMICHAEL LN, CARMEL, IN 46074-8474
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039962
Date	Aug 27, 2019
Instrument	2019039962

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2034

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13328 CARMICHAEL LN, CARMEL, IN 46074-8474
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075482
Date	Oct 21, 2020
Instrument	2020075482

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON IN
Property Address	13328 CARMICHAEL LN, CARMEL, IN 46074-8474
Document Number	0000036932
Instrument Date	Aug 8, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13328 CARMICHAEL LN CARMEL IN 460748474, CARMEL, IN 46074-8474

Mortgage

Document Number	0000036932
Date	Aug 13, 2019
Instrument	36932

Lender

Name	CENTIER BK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 12, 2034

Interest

Rate Type	Fixed Rate
Rate	4.37%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 20, 2018
Property Address	13328 CARMICHAEL LN, CARMEL, IN 46074-8474
Document Number	0000027326
Instrument Date	Jun 18, 2018
Instrument	27326
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	CHICAGO TITLE-MASTER

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26 HONEYSUCKLE LN HANOVER MA 023393113, HANOVER, MA 02339-3113

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,176,800 (+5.44%) Land $223,200 Building $953,600	$1,176,800 (+5.44%) Land $223,200 Building $953,600
2024	$12,950.00 (+0.34%)	$1,116,100 (-0.83%) Land $223,200 Building $892,900	$1,116,100 (-0.83%) Land $223,200 Building $892,900
2023	$12,906.00 (+11.58%) Homeowner's exemption	$1,125,400 (+13.26%) Land $223,200 Building $902,200	$1,125,400 (+13.26%) Land $223,200 Building $902,200
2022	$11,567.00 Homeowner's exemption	$993,600 Land $153,100 Building $840,500	$993,600 Land $153,100 Building $840,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Also Mapped Here	CITIZENS WATER - INDIANAPOLIS
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet.

Cell Coverage

5G (outdoors only) and 4G LTE

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