13295 Carmichael Ln, Carmel (Westfield), IN 46074 Property Records

Hamilton County property record for 13295 Carmichael Ln, Carmel, IN 46074

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 4,514 sqft · built 2010
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on Record
Tax Bill	$8,233 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-30-007-039.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-30-007-039.000-018`
Alternative APN	`1709300007039000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,514 sqft Living Area
1st Floor Area	1,729 sqft
2nd Floor Area	1,591 sqft
Basement Area	1,729 sqft
Finished Basement	1,194 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Architectural Style	Other
Roof Material	Asphalt
Lot Area	16,117 sqft (0.369 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	652 sqft
Parking Spaces	2 Parking Spaces
Pool Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709300007039000
Street Address	13295 CARMICHAEL LN
City	CARMEL
State	IN
Zip	46074-8475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .37, SECTION 30, TOWNSHIP 18, RANGE 3, BELLEWOOD, LOT 39
Legal Range	03
Legal Township	18
Legal Section	30
Legal Subdivision	BELLEWOOD SUBDIVISION
Legal Lot Number	39
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2009
Census Tract	110910

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	13295 CARMICHAEL LN, CARMEL, IN 46074-8475
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL LLC
Oct 3, 2019	Deed of Trust, Mortgage SOFI LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2011
Deed Sale	Jul 8, 2011
Prior Sale	Feb 22, 2010 · Amount on Record
Deed Document Number	2011032855
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13295 CARMICHAEL LN, CARMEL, IN 46074-8475
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	NC TITLE COMPANY, NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043788
Date	Jun 14, 2021
Instrument	2021043788

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13295 CARMICHAEL LN, CARMEL, IN 46074-8475
Document Number	0000050122
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13295 CARMICHAEL LN CARMEL IN 460748475, CARMEL, IN 46074-8475

Mortgage

Document Number	0000050122
Date	Oct 9, 2019
Instrument	50122

Lender

Name	SOFI LNDG
Address	COTTONWOOD HEIGHTS, UT 84121

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$750,600 (+5.08%) Land $207,500 Building $543,100	$750,600 (+5.08%) Land $207,500 Building $543,100
2024	$8,233.00 (-3.27%)	$714,300 (-1.11%) Land $207,500 Building $506,800	$714,300 (-1.11%) Land $207,500 Building $506,800
2023	$8,511.00 (+13%) Homeowner's exemption	$722,300 (+15%) Land $207,500 Building $514,800	$722,300 (+15%) Land $207,500 Building $514,800
2022	$7,532.00 Homeowner's exemption	$628,100 Land $142,400 Building $485,700	$628,100 Land $142,400 Building $485,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Also Mapped Here	CITIZENS WATER - INDIANAPOLIS
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet.

Cell Coverage

5G (outdoors only) and 4G LTE

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