13321 Riverlake Dr, Covington, LA 70435 Property Records

St. Tammany Parish property record for 13321 Riverlake Dr, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	2,950 sqft · built 2021
Lot Size	0.264 acres (11,525 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Aug 2020)
Tax Bill	$4,562 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2017 Sale + 1 more
APN	`107-125-8257`

Property Details

APN / Parcel Number

Primary APN	`107-125-8257`
Alternative APN	`29186`

Interior

Building Area	2,950 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	11,525 sqft (0.264 acres)
Garage Area	523 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	13321 RIVERLAKE DR
City	COVINGTON
State	LA
Zip	70435-5520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33A LAKE RAMSEY PH 3 INST 895983 INST NO 993472 INST NO 1415288 INST NO 1649420 INST NO 1910952 INST NO 1928941 INST NO 1
Legal Subdivision	LAKE RAMSEY
Legal Phase	3
Legal Lot Number	33A
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	2
Census Block	2003
Census Tract	40204

Owner

13321 Riverlake Dr is owned and occupied by two individuals who bought it in August 2020.

Source: St. Tammany Parish records, as of February 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13321 RIVERLAKE DR, COVINGTON, LA 70435-5520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Cash Sale Deed, Transfer · Conventional Mortgage RESOURCE BANK
Oct 12, 2017	Deed, Transfer BESTITLE, BEST TITLE
Jul 29, 2016	Cash Sale Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2020 · Amount on File
Deed Sale	Aug 13, 2020 · Amount on File
Prior Sale	Oct 12, 2017 · Amount on File
Deed Document Number	20202221349
Record Updated	Sep 20, 2026

August 2020: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Aug 13, 2020
Property Address	13321 RIVERLAKE DR, COVINGTON, LA 70435-5520
Document Number	0002221349
Map Reference	DOC 1514288
Instrument Date	Aug 13, 2020
Instrument	2221349
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7500 W LAKE MEAD BLVD, LAS VEGAS, NV 89128-0297

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1800 LAKE MICHIGAN DR, HARVEY, LA 70058-5135
Investor	Possibly a Property Investor

Mortgage

Document Number	0002221353
Date	Aug 13, 2020
Instrument	2221353

Lender

Name	RESOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Oct 12, 2017
Property Address	13321 RIVERLAKE DR, COVINGTON, LA 70435-5520
Document Number	0002082976
Map Reference	DOC 2031859
Instrument Date	Oct 6, 2017
Instrument	2082976
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	BESTITLE, BEST TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7500 W LAKE MEAD BLVD # 9605, 9605, LAS VEGAS, NV 89128-0297
Investor	Possibly a Property Investor

July 2016: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 29, 2016
Property Address	13321 RIVERLAKE DR, COVINGTON, LA 70435-5520
Document Number	0002031859
Map Reference	FILE 872
Instrument Date	Jul 28, 2016
Instrument	2031859
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 DOVE PARK RD, COVINGTON, LA 70433-6335

Tax Assessment & Valuation

The 2025 property tax bill for 13321 Riverlake Dr was $4,562 with a homeowner's exemption, down 3.8% from the year before.

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,562.00 (-3.78%) Homeowner's exemption	$48,157 (-) Land $9,000 Building $39,157	$481,570 (-) Land $90,000 Building $391,570
2024	$4,741.00 (+15.97%) Homeowner's exemption	$48,157 (+19.61%) Land $9,000 Building $39,157	$481,570 (+19.61%) Land $90,000 Building $391,570
2023	$4,088.00 (-18.63%) Homeowner's exemption	$40,262 (-) Land $7,500 Building $32,762	$402,622 (+9.52%) Land $75,000 Building $327,622
2022	$5,024.00	$40,262 Land $7,500 Building $32,762	$367,622 Land $40,000 Building $327,622

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 13321 Riverlake Dr; there have been 44 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 308 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	308 in force
Nearby Flood Claims	44 (2005–2024)
Claims Outside the SFHA	16 of 44
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims Severe Storms And Flooding, Aug 2016 · 26 claims Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13321 Riverlake Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 59% of Louisiana
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE RAMSEY private · serves 840 people · EPA ID LA1103139
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Sep 2025 Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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