13316 Riverlake Dr, Covington, LA 70435 Property Records

St. Tammany Parish property record for 13316 Riverlake Dr, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	2,214 sqft · built 2009
Lot Size	0.207 acres (9,022 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Mar 2026)
Tax Bill	$2,000 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Sale + 2 more
APN	`107-125-8494`

Property Details

APN / Parcel Number

Primary APN	`107-125-8494`
Alternative APN	`29206`

Interior

Building Area	2,214 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	9,022 sqft (0.207 acres)
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	13316 RIVERLAKE DR
City	COVINGTON
State	LA
Zip	70435-5524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 66A LAKE RAMSEY PH 3 INST 895983 INST NO 1234815 INST NO 1333222 INST NO 1390451 INST NO 1541051 INST NO 1631455 INST NO
Legal Subdivision	LAKE RAMSEY
Legal Phase	3
Legal Lot Number	66A
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	2
Census Block	2003
Census Tract	40204

Owner

Source: St. Tammany Parish records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13316 RIVERLAKE DR, COVINGTON, LA 70435-5524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · FHA Mortgage CROSS COUNTRY MORTGAGE INC
Mar 3, 2026	Cash Sale Deed, Transfer ARENA TITLE
Oct 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Nov 25, 2019	Deed, Transfer · FHA Mortgage GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2026 · Amount on Record
Deed Sale	Mar 3, 2026 · Amount on Record
Prior Sale	Nov 25, 2019 · Amount on Record
Deed Document Number	20262482929
Prior Transfer Date	Mar 2, 2026
Prior Transfer Doc	0002482929
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	13316 RIVERLAKE DR, COVINGTON, LA 70435-5524
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	WARREN TITLE COMPANY, ARENA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002482930
Date	Mar 3, 2026
Instrument	2482930

Lender

Name	CROSS COUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

March 2026: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Mar 3, 2026
Property Address	13316 RIVERLAKE DR, COVINGTON, LA 70435-5524
Document Number	0002482929
Instrument Date	Mar 2, 2026
Instrument	2482929
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	ARENA TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17214 LECHLADE LN, DALLAS, TX 75252-4208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4433 IROQUOIS ST, NEW ORLEANS, LA 70126-3415

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	13316 RIVERLAKE DR, COVINGTON, LA 70435-5524
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002084264
Date	Oct 23, 2017
Instrument	2084264

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Nov 25, 2019
Property Address	13316 RIVERLAKE DR, COVINGTON, LA 70435-5524
Document Number	0002184232
Map Reference	MAP 872B
Instrument Date	Nov 12, 2019
Instrument	2184232
Transaction Type	Transfer
Record Updated	Apr 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13316 RIVERLAKE DR, COVINGTON, LA 70435-5524

Mortgage

Document Number	0002184233
Date	Nov 25, 2019
Instrument	2184233

Lender

Name	GOLDWATER BANK NA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,000.00 (-3.8%) Homeowner's exemption	$25,330 (-) Land $4,000 Building $21,330	$253,303 (-) Land $40,000 Building $213,303
2024	$2,079.00 (+2.31%) Homeowner's exemption	$25,330 (+6.48%) Land $4,000 Building $21,330	$253,303 (+6.48%) Land $40,000 Building $213,303
2023	$2,032.00 (-31.54%) Homeowner's exemption	$23,789 (-) Land $4,000 Building $19,789	$237,890 (-) Land $40,000 Building $197,890
2022	$2,968.00	$23,789 Land $4,000 Building $19,789	$237,890 Land $40,000 Building $197,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 308 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	308 in force
Nearby Flood Claims	44 (2005–2024)
Claims Outside the SFHA	16 of 44
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims Severe Storms And Flooding, Aug 2016 · 26 claims Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 85% of Louisiana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE RAMSEY private · serves 840 people · EPA ID LA1103139
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Sep 2025 Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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