13320 Whitewater Dr, Poway, CA 92064 Property Records

San Diego County property record for 13320 Whitewater Dr, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,330 sqft · built 1977
Lot Size	0.148 acres (6,461 sqft)
Owner	Company Name on File
Tax Bill	$2,328 (2025)
Deeds & Mortgages	Nov 2021 Transfer Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`323-402-08-00`

Property Details

APN / Parcel Number

Primary APN	`323-402-08-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,330 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	6,461 sqft (0.148 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	13320 WHITEWATER DR
City	POWAY
State	CA
Zip	92064-5264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	LOT 8 TR 007791
Legal Subdivision	WESTGATE POWAY
Legal Tract	007791
Legal Block	1
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	17010

Owner

13320 Whitewater Dr is owned by a company that acquired it in November 2021 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	13320 WHITEWATER DR, POWAY, CA 92064-5264
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Intrafamily Transfer, Transfer AMROCK INC
Nov 15, 2021	Intrafamily Transfer, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Nov 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2021
Deed Sale	Nov 15, 2021
Deed Document Number	2021787460
Prior Transfer Date	Nov 8, 2021
Prior Transfer Doc	0000787462
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 15, 2021
Property Address	13320 WHITEWATER DR, POWAY, CA 92064-5264
Document Number	0000787462
Map Reference	MAP 7791
Instrument Date	Nov 8, 2021
Instrument	2021-0787462
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	13320 WHITEWATER DR, POWAY, CA 92064-5264

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 15, 2021
Property Address	13320 WHITEWATER DR, POWAY, CA 92064-5264
Document Number	0000787460
Map Reference	MAP 7791
Instrument Date	Nov 8, 2021
Instrument	2021-0787460
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13320 WHITEWATER DR, POWAY, CA 92064-5264

Mortgage

Document Number	0000787461
Date	Nov 15, 2021
Instrument	2021-0787461

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 4, 2020
Property Address	13320 WHITEWATER DR, POWAY, CA 92064-5264
Document Number	0000686016
Instrument Date	Oct 23, 2020
Instrument	686016
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13320 WHITEWATER DR POWAY CA 920645264, POWAY, CA 92064-5264

Tax Assessment & Valuation

The 2025 property tax bill for 13320 Whitewater Dr was $2,328 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$208,326 (+2%) Land $60,715 Building $147,611
2025	$2,328.00 Homeowner's exemption	$204,242 Land $59,525 Building $144,717
2023	$2,218.00 (+1.74%) Homeowner's exemption	$196,313 Land $57,214 Building $139,099
2022	$2,180.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13320 Whitewater Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13320 Whitewater Dr is high, ranking above 86% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 67% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: San Diego Broadband, Verizon.

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