1332 Heaps Rd, Whiteford, MD 21160 Property Records

Harford County property record for 1332 Heaps Rd, Whiteford, MD 21160

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,348 sqft · built 1973
Lot Size1.3 acres (56,628 sqft)
Owner2 Individual Names on Record
Last Sale$500 (Jun 2016)
Tax Bill$3,499 (2026)
Deeds & MortgagesMay 2021 Line of Credit
Dec 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-028434

Property Details

APN / Parcel Number

Primary APN05-028434
Alternative APNs
  • 5028434
  • 028434

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,348 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialStone
Roof MaterialComposition Shingle
Lot Area56,628 sqft (1.3 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
Deck Area252 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number028434
Street Address1332 HEAPS RD
CityWHITEFORD
StateMD
Zip21160-1408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal Description1.30 AC 1332 HEAPS ROAD WHITEFORD
Legal SubdivisionWHITEFORD
JurisdictionHARFORD MD
Township / Civil Division5, DUBLIN
Census Block Group1
Census Block1034
Census Tract305100

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1332 HEAPS RD, WHITEFORD, MD 21160-1408
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2021Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU OF MARYLAND INC
Dec 6, 2019Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU OF MARYLAND INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2016 · Amount on Record
Deed SaleJun 30, 2016 · Amount on Record
Prior SaleJun 30, 2016 · Amount on Record
Deed Book / Page11875 / 309
Transfer Doc0000000263
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1332 HEAPS RD, WHITEFORD, MD 21160-1408
Transaction TypeMortgage
Record UpdatedMay 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0147460281
DateMay 12, 2021
Book Page14746/281
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJun 1, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1332 HEAPS RD, WHITEFORD, MD 21160-1408
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0135800046
DateDec 6, 2019
Book Page13580/0046
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 1, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,499.00 (+15.14%) Homeowner's exemption$315,600 (+19.35%)$336,700 (+23.15%) Land $118,000 Building $218,700
2025$3,039.00 (+6.86%) Homeowner's exemption
2023$264,433$273,400 Land $108,000 Building $165,400
2022$2,844.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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