Harford County property record for 1304 Heaps Rd, Whiteford, MD 21160
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,093 sqft · built 2020 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Feb 2009) |
| Tax Bill | $5,857 (2026) |
| Deeds & Mortgages | Nov 2017 Mortgage Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-021324 |
| Primary APN | 05-021324 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,093 sqft Total Area |
| Basement Area | 1,250 sqft |
| Finished Basement | 1,250 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Type | Attached |
| Garage Area | 573 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 544 sqft |
| Porch | Slab |
| Porch Area | 216 sqft |
| Deck Area | 108 sqft |
| Patio Area | 645 sqft |
| Shed | 1 Shed |
| Shed Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 021324 |
|---|---|
| Street Address | 1304 HEAPS RD |
| City | WHITEFORD |
| State | MD |
| Zip | 21160-1408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | 1.05 AC 1304 HEAPS ROAD STREET |
| Legal Subdivision | F R STILFER |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 5, DUBLIN |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 305100 |
1304 Heaps Rd is owned and occupied by two individuals who acquired it in February 2010.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1304 HEAPS RD, WHITEFORD, MD 21160-1408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 20, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Oct 4, 2022 | Deed of Trust, Mortgage · Unknown FIRST NATIONAL BANK OF PENNSYLVANIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2009 · Amount on File |
| Deed Sale | Feb 27, 2009 · Amount on File |
| Prior Sale | Apr 14, 2006 · Amount on File |
| Deed Document Number | 2009187 |
| Deed Book / Page | 8041 / 155 |
| Last Transfer Date | Feb 4, 2010 |
| Transfer Doc | 0085230020 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1304 HEAPS RD, WHITEFORD, MD 21160-1408 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0126040471 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 12604/0471 |
| Instrument | 12604-0471 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | BEL AIR, MD 21015 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1304 HEAPS RD, WHITEFORD, MD 21160-1408 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 1304 HEAPS RD, WHITEFORD, MD 21160-1408 |
| Document Number | 0156930064 |
|---|---|
| Date | Oct 4, 2022 |
| Book Page | 15693/64 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | BEL AIR, MD 21014 |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
| Term | 263 Months |
| Due | Sep 23, 2044 |
The 2026 property tax bill for 1304 Heaps Rd was $5,857 with a homeowner's exemption, up 17.4% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,857.00 (+17.37%) Homeowner's exemption | $531,933 (+8.08%) | $571,700 (-) Land $115,500 Building $456,200 |
| 2025 | $4,990.00 Homeowner's exemption | $492,167 | $571,700 Land $115,500 Building $456,200 |
| 2023 | $433,267 | $452,400 Land $105,500 Building $346,900 | |
| 2022 | $4,573.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1304 Heaps Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1304 Heaps Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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