Effingham County property record for 13316 E 650th Ave, Watson, IL 62473
| Property Type | Single Family Home |
|---|---|
| Details | 1,166 sqft · built 1998 |
| Lot Size | 3.08 acres (134,600 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,741 (2022) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09-005-047 |
| Primary APN | 13-09-005-047 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,166 sqft Base Area |
| Basement Area | 1,166 sqft |
| Year Built | Built 1998 |
|---|---|
| Construction Type | Frame |
| Lot Area | 134,600 sqft (3.08 acres) |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 13316 E 650TH AVE |
|---|---|
| City | WATSON |
| State | IL |
| Zip | 62473-2260 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 400FT OF W 922FT OF S 350FT OF N 814FT & E 20FT OF W 178FT OF N 484FT & S 20FT OF N 484FT OF E 344FT OF W 522FT LOT 2 NW EX |
| Legal Lot Number | 2 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1116 |
| Census Tract | 950400 |
Source: Effingham County records, as of August 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 13316 E 650TH AVE, WATSON, IL 62473-2260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000136360 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 13316 E 650TH AVE, WATSON, IL 62473-2260 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 3678/267 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 3678/267 |
| Instrument | 202121001934 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
Source: Effingham County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Union Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $2,741.00 Homeowner's exemption | $56,540 Land $4,500 Building $52,040 | $169,620 Land $13,500 Building $156,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
5G (outdoors only) and 4G LTE
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