13067 E 650th Ave, Watson, IL 62473 Property Records

Effingham County property record for 13067 E 650th Ave, Watson, IL 62473

Property Summary

Property Type	Single Family Home
Details	1,572 sqft · built 1990
Lot Size	1.8 acres (78,844 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Apr 2019)
Tax Bill	$2,132 (2022)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-09-005-017`

Property Details

APN / Parcel Number

Primary APN	`13-09-005-017`

Interior

Stories	1 Story
Building Area	1,572 sqft Base Area
Basement Area	1,572 sqft

Exterior

Year Built	Built 1990
Construction Type	Frame
Lot Area	78,844 sqft (1.8 acres)
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	13067 E 650TH AVE
City	WATSON
State	IL
Zip	62473-2241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 500FT OF W 158FT N 1/2 NW 3461/149 1400/191 1240/229 914/337
Jurisdiction	EFFINGHAM IL
Township / Civil Division	UNION
Census Block Group	1
Census Block	1116
Census Tract	950400

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	13067 E 650TH AVE, WATSON, IL 62473-2241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage TEUTOPOLIS STATE BANK
Jun 12, 2019	Deed of Trust, Mortgage · Line of Credit TEUTOPOLIS STATE BANK
Apr 29, 2019	Executor's Deed, Transfer · Conventional Mortgage TEUTOPOLIS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2019 · Amount on Record
Deed Sale	Apr 29, 2019 · Amount on Record
Deed Document Number	201901901457
Deed Book / Page	3461 / 149
Record Updated	Jun 7, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	13067 E 650TH AVE, WATSON, IL 62473-2241
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3708/146
Date	Jul 21, 2021
Book Page	3708/146
Instrument	202121003710

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank
Address	TEUTOPOLIS, IL 62467

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2041

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	13067 E 650TH AVE, WATSON, IL 62473-2241
Transaction Type	Mortgage
Record Updated	Aug 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3472/256
Date	Jun 12, 2019
Book Page	3472/256
Instrument	201901902164

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank
Address	TEUTOPOLIS, IL 62467

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 20, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Apr 29, 2019
Property Address	13067 E 650TH AVE, WATSON, IL 62473-2241
Document Number	3461/149
Book / Page	3461 / 149
Instrument Date	Apr 26, 2019
Instrument	201901901457
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13067 E 650TH AVE, WATSON, IL 62473-2241

Mortgage

Document Number	201901901458
Date	Apr 29, 2019
Instrument	201901901458

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2034

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Union Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$2,132.00 Homeowner's exemption	$53,130 Land $3,270 Building $49,860	$159,390 Land $9,810 Building $149,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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