13310 E 825th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 13310 E 825th Ave, Effingham, IL 62401 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,938 sqft · built 2015
Lot Size	4.6 acres (200,376 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,676 (2024)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-10-020-075`

Property Details

APN / Parcel Number

Primary APN	`14-10-020-075`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,938 sqft Base Area
1st Floor Area	1,938 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Frame
Lot Area	200,376 sqft (4.6 acres)

Location & Zoning

Street Address	13310 E 825TH AVE
City	EFFINGHAM
State	IL
Zip	62401-5925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT E 322.57FT OF W 755FT OF S 665.74FT SW NW SE AKA TRACT B EXCEPT W 64.75FT S 1/2 N 1/2 SE POS 3175/130 3149/306 2016/240 12
Legal Tract	B
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	1
Census Block	1044
Census Tract	950400

Owner

Source: Effingham County records · APN 14-10-020-075

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13310 E 825TH AVE, EFFINGHAM, IL 62401-5925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Line of Credit DIETERICH BANK NA
Feb 05, 2024	Deed of Trust, Mortgage · Line of Credit DIETERICH BANK NA
Nov 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Apr 06, 2017	Deed of Trust, Mortgage · Line of Credit DIETERICH BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	13310 E 825TH AVE, EFFINGHAM, IL 62401-5925
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 SUR WOODS DR, EFFINGHAM, IL 62401-3113

Mortgage

Document Number	202525004275
Date	Nov 26, 2025
Instrument	202525004275

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	300 SUR WOODS DR, EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Dec 23, 2035

Interest

Change Frequency	Monthly

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	13310 E 825TH AVE, EFFINGHAM, IL 62401-5925
Transaction Type	Mortgage
Record Updated	Feb 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202424000355
Date	Feb 05, 2024
Instrument	202424000355

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 23, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	13310 E 825TH AVE, EFFINGHAM, IL 62401-5925
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	ACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3629/94
Date	Nov 09, 2020
Book Page	3629/94
Instrument	202020006220

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2040

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	13310 E 825TH AVE, EFFINGHAM, IL 62401-5925
Transaction Type	Mortgage
Record Updated	Sep 07, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201701701524
Date	Apr 06, 2017
Book Page	3291/017
Instrument	201701701524

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 18, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,676.00 (+30.86%)	$55,390 (+21.55%) Land $7,280 Building $48,110	$166,170 (+21.55%) Land $21,840 Building $144,330
2022	$2,045.00 Homeowner's exemption	$45,570 Land $5,990 Building $39,580	$136,710 Land $17,970 Building $118,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Wabash Telephone Cooperative	Fiber	1,000 / 1,000
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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