14404 E 825th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 14404 E 825th Ave, Effingham, IL 62401 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1,728 sqft · built 2017
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$2,262 (2024)
Deeds & Mortgages	Jul 2018 Construction Loan Oct 2017 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-10-021-022`

Property Details

APN / Parcel Number

Primary APN	`14-10-021-022`

Interior

Stories	1 Story
Building Area	1,728 sqft Base Area
1st Floor Area	1,728 sqft
Basement Area	1,728 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Lot Area	87,120 sqft (2 acres)
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	14404 E 825TH AVE
City	EFFINGHAM
State	IL
Zip	62401-7147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W PT NE SW 3295/100 2117/199 1276/150 679/208
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	2
Census Block	2030
Census Tract	950500

Owner

Source: Effingham County records · APN 14-10-021-022

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14404 E 825TH AVE, EFFINGHAM, IL 62401-7147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2018	Deed of Trust, Mortgage · Construction Mortgage WASHINGTON SAVINGS BANK
Oct 17, 2017	Deed of Trust, Mortgage · Construction Mortgage WASHINGTON SAVINGS BANK
Sep 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK
Sep 03, 2020	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK
Apr 26, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 20, 2017
Transfer Doc	3295/100
Record Updated	Jun 08, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14404 E 825TH AVE, EFFINGHAM, IL 62401-7147
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3402/268
Date	Jul 30, 2018
Book Page	3402/268
Instrument	201801803079

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Oct 28, 2018

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14404 E 825TH AVE, EFFINGHAM, IL 62401-7147
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3341/058
Date	Oct 17, 2017
Book Page	3341/058
Instrument	201701704884

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Jul 05, 2018

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14404 E 825TH AVE, EFFINGHAM, IL 62401-7147
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3417/341
Date	Sep 27, 2018
Book Page	3417/341
Instrument	201801804053

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Interest

Rate	4.62%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14404 E 825TH AVE, EFFINGHAM, IL 62401-7147
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3607/161
Date	Sep 03, 2020
Book Page	3607/161
Instrument	202020004893

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2040

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Apr 26, 2017
Property Address	14404 E 825TH AVE, EFFINGHAM, IL 62401-7147
Document Number	3295/100
Book / Page	3295 / 100
Instrument Date	Apr 20, 2017
Instrument	201701701813
Transaction Type	Transfer
Record Updated	Aug 05, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14462 E 825TH AVE, 14462, EFFINGHAM, IL 62401-7147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14462 E 825TH AVE, EFFINGHAM, IL 62401-7147

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,262.00 (+31.9%)	$47,760 (+21.56%) Land $4,180 Building $43,580	$143,280 (+21.56%) Land $12,540 Building $130,740
2022	$1,715.00 Homeowner's exemption	$39,290 Land $3,440 Building $35,850	$117,870 Land $10,320 Building $107,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 69 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wabash Telephone Cooperative	Fiber	1,000 / 1,000
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: Verizon, Wisper ISP, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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