1331 Simms St, Aurora, IL 60505 Property Records

Kane County property record for 1331 Simms St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 990 sqft · built 1952
Lot Size	0.184 acres (8,025 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Jul 1999)
Tax Bill	$2,524 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Oct 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-26-483-001`

Property Details

APN / Parcel Number

Primary APN	`15-26-483-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	990 sqft Living Area
Gross Area	1,662 sqft
1st Floor Area	990 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	8,025 sqft (0.184 acres)
Lot Dimensions	131 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Location & Zoning

Street Address	1331 SIMMS ST
City	AURORA
State	IL
Zip	60505-5469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A P MOECHERS 6TH ADDN LOT 28 LOT DIMENSIONS: 61 X 131.56 APPROX LOT SQ FT 8025 SUBDIVISION: MOECHERVILLE ADDN RANGE CODE: 001
Legal Subdivision	MOECHERVILLE ADDN
Legal Block	2
Legal Lot Number	28
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2035
Census Tract	854403

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1331 SIMMS ST, AURORA, IL 60505-5469
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Oct 25, 2017	Loan Modification, Mortgage · FHA Mortgage MR COOPER
Oct 25, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 1999 · Amount on Record
Deed Sale	Jul 23, 1999 · Amount on Record
Deed Document Number	199972703
Last Transfer Date	Jul 26, 2006
Transfer Doc	0000093633
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1331 SIMMS ST, AURORA, IL 60505-5469
Document Number	0000010306
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1331 SIMMS ST AURORA IL 605055469, AURORA, IL 60505-5469

Mortgage

Document Number	0000010306
Date	Feb 27, 2020
Instrument	10306

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2050

Interest

Rate	3.37%

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	1331 SIMMS ST, AURORA, IL 60505-5469
Document Number	0000064938
Instrument Date	Oct 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 SIMMS ST AURORA IL 605055469, AURORA, IL 60505-5469

Mortgage

Document Number	0000064938
Date	Dec 13, 2017
Instrument	64938

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1331 SIMMS ST, AURORA, IL 60505-5469
Document Number	0000065263
Instrument Date	Oct 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 SIMMS ST AURORA IL 605055469, AURORA, IL 60505-5469

Mortgage

Document Number	0000065263
Date	Dec 15, 2017
Instrument	65263

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,524.00 (+33.97%) Homeowner's exemption
2024		$47,703 (+27.83%) Land $4,077 Building $43,626	$143,166 (+27.88%) Land $12,236 Building $130,930
2022	$1,884.00 (+2%) Homeowner's exemption	$37,317 (+7.41%) Land $3,324 Building $33,993	$111,951 (+7.41%) Land $9,972 Building $101,979
2021	$1,847.00 Homeowner's exemption	$34,743 Land $3,095 Building $31,648	$104,229 Land $9,285 Building $94,944

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-MOECHERVILLE private · serves 920 people · EPA ID IL0895300
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Watch TV.

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