1331 Ocean Dr, Centerton, AR 72719 Property Records

Benton County property record for 1331 Ocean Dr, Centerton, AR 72719

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,727 sqft · built 2021
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$554,000 (Aug 2024)
Tax Bill	$6,730 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2021 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-05888-000`

Property Details

APN / Parcel Number

Primary APN	`06-05888-000`
Alternative APNs	`170886.0` `170886`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,727 sqft Living Area
1st Floor Area	2,727 sqft
Flooring	Hardwood

Exterior

Year Built	Built 2021
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Driveway	Driveway
Driveway Area	1,036 sqft
Porch	Open Porch
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	170886.0
Street Address	1331 OCEAN DR
City	CENTERTON
State	AR
Zip	72719-5082
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 6/25/2019 L201931991 & AMENDED FINAL PLAT 7/11/ 2019 L201935136 50
Legal Range	31
Legal Township	20
Legal Section	29
Legal Subdivision	DIAMOND ESTATES PH III-CENTERTON
Legal Lot Number	134
Jurisdiction	BENTON AR
Township / Civil Division	9
Census Block Group	1
Census Block	1038
Census Tract	20906

Owner

Source: Benton County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1331 OCEAN DR, CENTERTON, AR 72719-5082
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 28, 2021	Deed of Trust, Mortgage · Construction Mortgage BANK OF THE OZARKS
Dec 27, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Feb 26, 2020	Warranty Deed, Transfer · Line of Credit CENTENNIAL BK
Feb 3, 2020	Warranty Deed, Transfer · Line of Credit CENTENNIAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2024 · Amount on Record
Deed Sale	Aug 16, 2024 · Amount on Record
Prior Sale	Dec 27, 2021 · Amount on Record
Deed Document Number	L202443134
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Recording Date	Jul 20, 2026
Property Address	1331 OCEAN DR, CENTERTON, AR 72719-5082
Document Number	0000041549
Instrument Date	Jul 15, 2026
Instrument	202641549
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1331 OCEAN DR, CENTERTON, AR 72719-5082

Mortgage

Document Number	0000041549,
Date	Jul 20, 2026
Instrument	202641549

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	1331 OCEAN DR, CENTERTON, AR 72719-5082
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4816 W INDIGO DR, FAYETTEVILLE, AR 72704-4003
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031867
Date	Apr 28, 2021
Instrument	2021031867

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	FAYETTEVILLE, AR 72703

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 27, 2022

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Dec 27, 2021
Property Address	1331 OCEAN DR, CENTERTON, AR 72719-5082
Document Number	L202194629
Map Reference	DOC L201931991
Instrument Date	Dec 21, 2021
Instrument	L202194629
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,617.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 9656, FAYETTEVILLE, AR 72703-0028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 OCEAN DR, CENTERTON, AR 72719-5082

Mortgage

Document Number	L202194630
Date	Dec 27, 2021
Instrument	L202194630

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Feb 26, 2020
Property Address	1331 OCEAN DR, CENTERTON, AR 72719-5082
Document Number	0000010404
Instrument Date	Feb 21, 2020
Instrument	10404
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 9534 FAYETTEVILLE AR 727030026, FAYETTEVILLE, AR 72703-0026

Mortgage

Document Number	10405
Date	Feb 26, 2020
Instrument	10405

Lender

Name	CENTENNIAL BK
Type	Bank
Address	CONWAY, AR 72032

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Feb 3, 2020
Property Address	1331 OCEAN DR, CENTERTON, AR 72719-5082
Document Number	0000005913
Instrument Date	Jan 31, 2020
Instrument	5913
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,772.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	201 LEE ANDREW LN CONWAY AR 720349435, CONWAY, AR 72034-9435
Investor	Possibly a Property Investor

Mortgage

Document Number	10405
Date	Feb 3, 2020
Instrument	10405

Lender

Name	CENTENNIAL BK
Type	Bank
Address	CONWAY, AR 72032

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Benton County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Centerton City
Unified School District	Bentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,730.00 (+51.13%)	$110,186 (+52.66%) Land $14,600 Building $95,586
2024			$550,930 (+52.66%) Land $73,000 Building $477,930
2023	$4,453.00 Homeowner's exemption	$72,178 Land $12,000 Building $60,178	$360,890 Land $60,000 Building $300,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 57% of Arkansas
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Right Fiber.

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