1321 Ocean Dr, Centerton, AR 72719 Property Records

Benton County property record for 1321 Ocean Dr, Centerton, AR 72719

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,950 sqft · built 2022
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$562,500 (May 2023)
Tax Bill	$7,120 (2026)
Deeds & Mortgages	Jan 2021 Construction Loan May 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-05889-000`

Property Details

APN / Parcel Number

Primary APN	`06-05889-000`
Alternative APNs	`170887.0` `170887`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,950 sqft Living Area
Gross Area	3,617 sqft
1st Floor Area	1,812 sqft
Flooring	Wood

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	667 sqft
Driveway	Concrete Driveway
Driveway Area	925 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1321 OCEAN DR
City	CENTERTON
State	AR
Zip	72719-5082
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 6/25/2019 L201931991 & AMENDED FINAL PLAT 7/11/2019 L201935136
Legal Range	31
Legal Township	20
Legal Section	29
Legal Subdivision	DIAMOND ESTATES PH III-CENTERTON
Legal Lot Number	135
Jurisdiction	BENTON AR
Township / Civil Division	9
Census Block Group	1
Census Block	1038
Census Tract	20906

Owner

1321 Ocean Dr is owned and occupied by two individuals who bought it in May 2023.

Source: Benton County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1321 OCEAN DR, CENTERTON, AR 72719-5082
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Deed of Trust, Mortgage · Construction Mortgage CHAMBERS BANK
May 22, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Sep 10, 2021	Warranty Deed, Transfer · VA Mortgage USAA FSB
Feb 26, 2020	Warranty Deed, Transfer · Line of Credit CENTENNIAL BK
Feb 3, 2020	Warranty Deed, Transfer · Line of Credit CENTENNIAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2023 · Amount on File
Deed Sale	May 22, 2023 · Amount on File
Prior Sale	Sep 10, 2021 · Amount on File
Deed Document Number	202324994
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	1321 OCEAN DR, CENTERTON, AR 72719-5082
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9534, FAYETTEVILLE, AR 72703-0026
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002538
Date	Jan 12, 2021
Instrument	2021002538

Lender

Name	CHAMBERS BANK
Type	Bank
Address	ELKINS, AR 72727

Agreement

Type	Construction Mortgage
Amount	Amount on Record

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	May 22, 2023
Property Address	1321 OCEAN DR, CENTERTON, AR 72719-5082
Document Number	L202324994
Map Reference	DOC L201935136
Instrument Date	May 15, 2023
Instrument	L202324994
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	ADVANTAGE TITLE AND ESCROW INC, ADVANTAGE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,857.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 ELEGANCE WAY, ELIZABETHTOWN, KY 42701-4903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 OCEAN DR, CENTERTON, AR 72719-5082

Mortgage

Document Number	L202324995
Date	May 22, 2023
Instrument	L202324995

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Sep 10, 2021
Property Address	1321 OCEAN DR, CENTERTON, AR 72719-5082
Document Number	0000068146
Map Reference	DOC L201935136
Instrument Date	Aug 31, 2021
Instrument	2021068146
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	NOT AVAILABLE, ETC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,521.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 9534, FAYETTEVILLE, AR 72703-0026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 OCEAN DR, CENTERTON, AR 72719-5082
Investor	Possibly a Property Investor

Mortgage

Document Number	0000068147
Date	Sep 10, 2021
Instrument	2021068147

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Feb 26, 2020
Property Address	1321 OCEAN DR, CENTERTON, AR 72719-5082
Document Number	0000010404
Instrument Date	Feb 21, 2020
Instrument	10404
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 9534 FAYETTEVILLE AR 727030026, FAYETTEVILLE, AR 72703-0026

Mortgage

Document Number	10405
Date	Feb 26, 2020
Instrument	10405

Lender

Name	CENTENNIAL BK
Type	Bank
Address	CONWAY, AR 72032

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Feb 3, 2020
Property Address	1321 OCEAN DR, CENTERTON, AR 72719-5082
Document Number	0000005913
Instrument Date	Jan 31, 2020
Instrument	5913
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,772.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	201 LEE ANDREW LN CONWAY AR 720349435, CONWAY, AR 72034-9435
Investor	Possibly a Property Investor

Mortgage

Document Number	10405
Date	Feb 3, 2020
Instrument	10405

Lender

Name	CENTENNIAL BK
Type	Bank
Address	CONWAY, AR 72032

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1321 Ocean Dr was $7,120, up 1.3% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Centerton City
Unified School District	Bentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,120.00 (+1.34%)	$115,035 (-) Land $14,600 Building $100,435	$575,175 Land $73,000 Building $502,175
2025	$7,026.00 Homeowner's exemption	$115,035 Land $14,600 Building $100,435
2024			$575,175 (+53.19%) Land $73,000 Building $502,175
2023	$4,633.00 Homeowner's exemption	$75,093 Land $12,000 Building $63,093	$375,465 Land $60,000 Building $315,465

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1321 Ocean Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1321 Ocean Dr is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 57% of Arkansas
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Right Fiber.

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