1331 Lake Dr, #33, Encinitas, CA 92024 Property Records

San Diego County property record for 1331 Lake Dr, #33, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	7 bd · 8.5 ba · 5,506 sqft · built 2023
Lot Size	1.08 acres (47,480 sqft)
Owner	Company Name on Record
Last Sale	$1,755,000 (Feb 2021)
Tax Bill	$41,001 (2025)
Deeds & Mortgages	Jun 2021 Construction Loan May 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`260-213-18-00`

Property Details

APN / Parcel Number

Primary APN	`260-213-18-00`

Interior

Bedrooms	7 Beds
Full Baths	8.5 Baths
Half Baths	1 Half Bath
Building Area	5,506 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	47,480 sqft

Location & Zoning

Street Address	1331 LAKE DR, 33
City	ENCINITAS
State	CA
Zip	92024-5222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	PAR 1 TR PM20136
Legal Subdivision	CITY OF ENCINITAS
Legal Tract	1020136
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17406

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1331 LAKE DR, ENCINITAS, CA 92024-5222
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Construction Mortgage C3BANK NATIONAL ASSOCIATION
May 11, 2023	Deed of Trust, Mortgage · Line of Credit C3BANK NATIONAL ASSOCIATION
May 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage C3BANK NATIONAL ASSOCIATION
Jul 7, 2022	Intrafamily Transfer, Transfer
Feb 11, 2021	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Mar 24, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2021 · Amount on Record
Deed Sale	Feb 11, 2021 · Amount on Record
Prior Sale	Mar 24, 2017 · Amount on Record
Deed Document Number	2021107157
Last Transfer Date	Jun 17, 2022
Transfer Doc	0000278916
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1331 LAKE DR, ENCINITAS, CA 92024-5222
Transaction Type	Mortgage
Record Updated	Dec 26, 2023
Title Company	FIDELITY NATIONAL TITLE-INLAND EM, FIDELITY NATL TTL INLAND EMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 LYNWOOD DR, ENCINITAS, CA 92024-2389

Mortgage

Document Number	0000426581
Date	Jun 9, 2021
Instrument	2021-0426581

Lender

Name	C3BANK NATIONAL ASSOCIATION
Type	Bank
Address	RIVERSIDE, CA 92506

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	23 Months
Due	May 11, 2023

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1331 LAKE DR, ENCINITAS, CA 92024-5222
Transaction Type	Mortgage
Record Updated	Dec 26, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 LAKE DR, ENCINITAS, CA 92024-5222

Mortgage

Document Number	0000124233
Date	May 11, 2023
Instrument	2023-0124233

Lender

Name	C3BANK NATIONAL ASSOCIATION
Type	Bank
Address	RIVERSIDE, CA 92508

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1331 LAKE DR, ENCINITAS, CA 92024-5222
Transaction Type	Mortgage
Record Updated	Dec 26, 2023
Title Company	FIDELITY NATIONAL TITLE-INLAND EM, FIDELITY NATL TTL INLAND EMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 LAKE DR, ENCINITAS, CA 92024-5222

Mortgage

Document Number	0000124231
Date	May 11, 2023
Instrument	2023-0124231

Lender

Name	C3BANK NATIONAL ASSOCIATION
Type	Bank
Address	RIVERSIDE, CA 92506

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 7, 2022
Property Address	1331 LAKE DR, ENCINITAS, CA 92024-5222
Document Number	0000278916
Map Reference	DOC 2006-792101
Instrument Date	Jun 17, 2022
Instrument	2022-0278916
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 LAKE DR, ENCINITAS, CA 92024-5222

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 11, 2021
Property Address	1331 LAKE DR, ENCINITAS, CA 92024-5222
Document Number	0000107157
Map Reference	DOC 2006-0792101
Instrument Date	Feb 2, 2021
Instrument	2021-0107157
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1331 LAKE DR, ENCINITAS, CA 92024-5222

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 24, 2017
Property Address	1331 LAKE DR, ENCINITAS, CA 92024-5222
Document Number	0000133524
Instrument Date	Mar 8, 2017
Instrument	133524
Transaction Type	Transfer
Record Updated	Mar 30, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,086.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	104 WALNUT AVE CORTE MADERA CA 949251031, CORTE MADERA, CA 94925-1031

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Cardiff Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,949,794 (+2%) Land $1,990,721 Building $1,959,073
2025	$41,001.00 (+20.75%)	$3,872,348 (+24.48%) Land $1,951,688 Building $1,920,660
2023	$33,956.00 (+68.21%)	$3,110,902 Land $1,850,902 Building $1,260,000
2022	$20,187.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications.

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