Osceola County property record for 1331 Grassland Ave, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,877 sqft · built 2022 |
| Lot Size | 0.11 acres (4,791 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,828 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage May 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-25-31-5524-0001-1440 |
| Primary APN | 16-25-31-5524-0001-1440 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,877 sqft Living Area |
| Gross Area | 2,421 sqft |
| 1st Floor Area | 997 sqft |
| Flooring | Tile |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | L-Shape |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,791 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1331 GRASSLAND AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WIREGRASS PH 1 PB 29 PGS 73-78 LOT 144 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 16 |
| Legal Subdivision | WIREGRASS PHS 1 |
| Legal Phase | 1 |
| Legal Lot Number | 144 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 43700 |
Source: Osceola County records · APN 16-25-31-5524-0001-1440
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 11710 PLAZA AMERICA DR, 1100, RESTON, VA 20190-4771 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Mar 09, 2026 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 15, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 17, 2022 | Special Warranty Deed, Subdivision Related Transfer NOT AVAILABLE, APOLLO TITLE COMPANY |
| Mar 08, 2022 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC |
| Jul 25, 2023 | Correction Deed ATTORNEY ONLY, ATTORNEY |
| Sep 27, 2021 | Special Warranty Deed, Construction Loan ATTORNEY ONLY, ATTORNEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 17, 2022 |
| Deed Sale | May 17, 2022 |
| Prior Sale | Mar 08, 2022 · Amount on Record |
| Deed Document Number | 202277496 |
| Deed Book / Page | 6215 / 686 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1331 GRASSLAND AVE, SAINT CLOUD, FL 34771-7637 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1331 GRASSLAND AVE, SAINT CLOUD, FL 34771-7637 |
| Document Number | 0069330168 |
|---|---|
| Date | Mar 09, 2026 |
| Book Page | 6933/168 |
| Instrument | 2026029775 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1331 GRASSLAND AVE, SAINT CLOUD, FL 34771-7637 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1331 GRASSLAND AVE, SAINT CLOUD, FL 34771-7637 |
| Document Number | 0064070528 |
|---|---|
| Date | May 15, 2023 |
| Book Page | 6407/528 |
| Instrument | 2023061759 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Mar 01, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 17, 2022 |
| Property Address | 1331 GRASSLAND AVE, SAINT CLOUD, FL 34771-7637 |
| Document Number | 0062150686 |
| Book / Page | 6215 / 686 |
| Map Reference | MB 29 PG 73-78 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 2022077496 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | NOT AVAILABLE, APOLLO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 E WASHINGTON ST, ORLANDO, FL 32801-2311 |
| Name | Verified Name |
|---|---|
| Address | 1331 GRASSLAND AVE # AYE, AYE, SAINT CLOUD, FL 34771-7637 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 08, 2022 |
| Property Address | 1331 GRASSLAND AVE, SAINT CLOUD, FL 34771-7637 |
| Document Number | 0061661937 |
| Book / Page | 6166 / 1937 |
| Map Reference | MB 29 PG 73-78 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 2022037277 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | NOT AVAILABLE, APOLLO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,498.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 E WASHINGTON ST, ORLANDO, FL 32801-2311 |
| Name | Verified Name |
|---|---|
| Address | 1331 GRASSLAND AVE, SAINT CLOUD, FL 34771-7637 |
| Document Number | 0061661942 |
|---|---|
| Date | Mar 08, 2022 |
| Instrument | 6166/1942 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 25, 2023 |
| Property Address | 1331 GRASSLAND AVE, SAINT CLOUD, FL 34771-7637 |
| Document Number | 0064451005 |
| Book / Page | 6445 / 1005 |
| Map Reference | MB 29 PG 73-78 |
| Instrument Date | Sep 25, 2021 |
| Instrument | 2023095490 |
| Record Updated | Jan 22, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3801 AVALON PARK EAST BLVD STE 400, 400, ORLANDO, FL 32828-4902 |
| Name | Verified Name |
|---|---|
| Address | 11710 PLAZA AMERICA DR STE 1100, 1100, RESTON, VA 20190-4771 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 27, 2021 |
| Property Address | 1331 GRASSLAND AVE, SAINT CLOUD, FL 34771-7637 |
| Document Number | 0060521421 |
| Book / Page | 6052 / 1421 |
| Map Reference | MB 29 PG 73-78 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 2021149762 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 22, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $79,351.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3801 AVALON PARK EAST BLVD STE 400, 400, ORLANDO, FL 32828-4902 |
| Name | Verified Name |
|---|---|
| Address | 11710 PLAZA AMERICA DR STE 1100, 1100, RESTON, VA 20190-4771 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,828.00 (+2.16%) | $337,900 (+1.59%) Land $75,000 Building $262,900 | $337,900 (+1.59%) Land $75,000 Building $262,900 |
| 2024 | $4,726.00 (+0.45%) | ||
| 2023 | $4,705.00 (+250.07%) Homeowner's exemption | $332,600 (+504.73%) Land $75,000 Building $257,600 | $332,600 (+504.73%) Land $75,000 Building $257,600 |
| 2022 | $1,344.00 | $55,000 Land $55,000 | $55,000 Land $55,000 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | High above 82% of the US · above 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
May also be available: Boston Omaha, Hotwire Communications, Xfinity.
Based on FCC filings for 255 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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