Williamson County property record for 1331 Cottingham Dr, Franklin, TN 37067
| Property Type | Single Family Home |
|---|---|
| Details | 6 ba · 5,915 sqft · built 2008 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $706,630 (May 2008) |
| Tax Bill | $6,887 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080H-E-050.00-000 |
| Primary APN | 080H-E-050.00-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 6 Baths |
|---|---|
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 5,915 sqft Living Area |
| Gross Area | 7,791 sqft |
| 1st Floor Area | 2,675 sqft |
| Basement Area | 2,675 sqft |
| Finished Basement | 1,429 sqft |
| Unfinished Basement | 1,246 sqft |
| Game Room | Game Room |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 135 ft deep x 109 ft wide |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Driveway | Driveway |
| Patio Area | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1331 COTTINGHAM DR |
|---|---|
| City | FRANKLIN |
| State | TN |
| Zip | 37067-8660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD MCKAYS MILL SEC 31 PB 46 PG 50 LOT 1162 HADDEN HALL AREA |
| Legal Subdivision | MCKAYS MILL |
| Legal Lot Number | 1162 |
| Jurisdiction | WILLIAMSON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 51001 |
Source: Williamson County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1331 COTTINGHAM DR, FRANKLIN, TN 37067-8660 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jun 22, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 27, 2017 | Deed of Trust, Mortgage · Commercial Mortgage RENASANT BANK |
| May 25, 2017 | Deed of Trust, Mortgage · ARM SWBC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2008 · Amount on Record |
| Deed Sale | May 1, 2008 · Amount on Record |
| Deed Document Number | 200817920 |
| Deed Book / Page | 4550 / 903 |
| Last Transfer Date | Aug 28, 2025 |
| Transfer Doc | 0098210346 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 1331 COTTINGHAM DR, FRANKLIN, TN 37067-8660 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0090360007 |
|---|---|
| Date | Jun 22, 2022 |
| Book Page | 9036/7 |
| Instrument | 22028022 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 1331 COTTINGHAM DR, FRANKLIN, TN 37067-8660 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0085490532 |
|---|---|
| Date | May 6, 2021 |
| Book Page | 8549/532 |
| Instrument | 21028324 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 1331 COTTINGHAM DR, FRANKLIN, TN 37067-8660 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0071100173 |
|---|---|
| Date | Jun 27, 2017 |
| Book Page | 7110/0173 |
| Instrument | 17025462 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 25, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 1331 COTTINGHAM DR, FRANKLIN, TN 37067-8660 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LIMESTONE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0070830001 |
|---|---|
| Date | May 25, 2017 |
| Book Page | 7083/0001 |
| Instrument | 17020543 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jun 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
Source: Williamson County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Williamson County |
| Municipality | Franklin City |
| Elementary School District | Franklin Special School District (PK - 08) |
| Secondary School District | Williamson County School District in Franklin (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,887.00 (+12.22%) | $333,800 (+53.98%) Land $48,750 Building $285,050 | $1,335,200 (+53.98%) Land $195,000 Building $1,140,200 |
| 2024 | $6,137.00 (+4.05%) | ||
| 2023 | $5,898.00 | $216,775 (-) Land $25,000 Building $191,775 | $867,100 (-) Land $100,000 Building $767,100 |
| 2022 | $5,898.00 | $216,775 Land $25,000 Building $191,775 | $867,100 Land $100,000 Building $767,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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