Williamson County property record for 1325 Cottingham Dr, Franklin, TN 37067
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,781 sqft · built 2011 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,225,000 (Dec 2021) |
| Tax Bill | $5,656 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Dec 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 094080H E 04700 |
| Primary APN | 094080H E 04700 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,781 sqft Living Area |
| Gross Area | 6,119 sqft |
| 1st Floor Area | 2,338 sqft |
| 2nd Floor Area | 1,443 sqft |
| Basement Area | 2,338 sqft |
| Year Built | Built 2011 |
|---|---|
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Patio Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 1325 COTTINGHAM DR |
|---|---|
| City | FRANKLIN |
| State | TN |
| Zip | 37067-8660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD MCKAYS MILL SEC 31 PB 46 PG 50 LOT 1165 HADDEN HALL AREA |
| Legal Subdivision | MCKAYS MILL |
| Legal Lot Number | 1165 |
| Jurisdiction | WILLIAMSON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 51001 |
Source: Williamson County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1325 COTTINGHAM DR, FRANKLIN, TN 37067-8660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
| Dec 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 15, 2018 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 6, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 6, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2021 · Amount on Record |
| Deed Sale | Dec 20, 2021 · Amount on Record |
| Prior Sale | May 17, 2011 · Amount on Record |
| Deed Document Number | 21074598 |
| Deed Book / Page | 8853 / 149 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Recording Date | Jul 29, 2026 |
| Property Address | 1325 COTTINGHAM DR, FRANKLIN, TN 37067-8660 |
| Document Number | 0000027176 |
| Book / Page | 10092 / 620 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 202627176 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | ACCURATE GROUP |
| Name | Verified Name |
|---|---|
| Address | 1325 COTTINGHAM DR, FRANKLIN, TN 37067-8660 |
| Document Number | 0000027176, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 10092/620 |
| Instrument | 202627176 |
| Name | THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Recording Date | Dec 20, 2021 |
| Property Address | 1325 COTTINGHAM DR, FRANKLIN, TN 37067-8660 |
| Document Number | 0088530149 |
| Book / Page | 8853 / 149 |
| Map Reference | MB 46 PG 50 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 21074598 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Title Company | COMMERCE TITLE COMPANY, COMMERCE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,532.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1325 COTTINGHAM DR, FRANKLIN, TN 37067-8660 |
| Document Number | 0021074599 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 21074599 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 1325 COTTINGHAM DR, FRANKLIN, TN 37067-8660 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0073620285 |
|---|---|
| Date | May 15, 2018 |
| Book Page | 7362/0285 |
| Instrument | 18018149 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 1325 COTTINGHAM DR, FRANKLIN, TN 37067-8660 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0078000086 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 7800/0086 |
| Instrument | 19046753 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 1325 COTTINGHAM DR, FRANKLIN, TN 37067-8660 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0083660071 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 8366/71 |
| Instrument | 21000833 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Nov 1, 2049 |
Source: Williamson County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Williamson County |
| Municipality | Franklin City |
| Elementary School District | Franklin Special School District (PK - 08) |
| Secondary School District | Williamson County School District in Franklin (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,656.00 (-43.26%) | $274,150 (+55.72%) Land $48,750 Building $225,400 | $1,096,600 (+55.72%) Land $195,000 Building $901,600 |
| 2024 | $9,968.00 (+108.1%) | ||
| 2023 | $4,790.00 | $176,050 (-) Land $25,000 Building $151,050 | $704,200 (-) Land $100,000 Building $604,200 |
| 2022 | $4,790.00 | $176,050 Land $25,000 Building $151,050 | $704,200 Land $100,000 Building $604,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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