1331 Co Rd 346, Gainesville, TX 76240 Property Records

Cooke County property record for 1331 Co Rd 346, Gainesville, TX 76240

Property Summary

Property Type	Rural Home
Details	3,040 sqft · built 2020
Lot Size	18.5 acres (806,731 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,889 (2026)
Deeds & Mortgages	May 2021 Mortgage Jul 2020 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1007-003-00006`

Property Details

APN / Parcel Number

Primary APN	`1007-003-00006`
Alternative APN	`163021`

Interior

Building Area	3,040 sqft Living Area
Gross Area	5,842 sqft
1st Floor Area	3,040 sqft
Attic	Attic
Attic Area	760 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	806,731 sqft (18.5 acres)
Garage Area	1,048 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	81 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1007-003-00006
Street Address	1331 COUNTY ROAD 346
City	GAINESVILLE
State	TX
Zip	76240-8090
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TAYLOR J 1007 ACRES 18.52
Legal Subdivision	TAYLOR J
Jurisdiction	COOKE TX
Township / Civil Division	VALLEY VIEW
Census Block Group	4
Census Block	4053
Census Tract	900

Owner

1331 Co Rd 346, a rural home, is owned and occupied by two individuals who acquired it in January 2020.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1331 COUNTY ROAD 346, GAINESVILLE, TX 76240-8090
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEWOOD MORTGAGE LLC
Jul 27, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK
Jul 27, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEWOOD MORTGAGE LLC
Jan 10, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2020
Deed Sale	Jan 10, 2020
Deed Document Number	2020211
Deed Book / Page	2305 / 528
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1331 COUNTY ROAD 346, GAINESVILLE, TX 76240-8090
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002419/671
Date	May 20, 2021
Book Page	2419/671
Instrument	2021-4230

Lender

Name	HOMEWOOD MORTGAGE LLC
Type	Mortgage Company
Address	DALLAS, TX 75287

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1331 COUNTY ROAD 346, GAINESVILLE, TX 76240-8090
Transaction Type	Mortgage
Record Updated	Nov 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2347/646
Date	Jul 27, 2020
Book Page	2347/646
Instrument	2020-05668

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	SOUTHLAKE, TX 76092

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Aug 1, 2021

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1331 COUNTY ROAD 346, GAINESVILLE, TX 76240-8090
Transaction Type	Mortgage
Record Updated	Nov 9, 2021
Title Company	STEWART TITLE/CALDWELL, STC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2347/663
Date	Jul 27, 2020
Book Page	2347/663
Instrument	2020-05669

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	SOUTHLAKE, TX 76092

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 30, 2021

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1331 COUNTY ROAD 346, GAINESVILLE, TX 76240-8090
Transaction Type	Mortgage
Record Updated	Nov 9, 2021
Title Company	STEWART TITLE/CALDWELL, STC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2419/671
Date	May 20, 2021
Book Page	2419/671
Instrument	2021-04230

Lender

Name	HOMEWOOD MORTGAGE LLC
Type	Mortgage Company
Address	DALLAS, TX 75287

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Jan 10, 2020
Property Address	1331 COUNTY ROAD 346, GAINESVILLE, TX 76240-8090
Document Number	2305/528
Book / Page	2305 / 528
Instrument Date	Jan 3, 2020
Instrument	00000211
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2756, DENTON, TX 76202-2756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4015 MONTECRISTO LN, SANGER, TX 76266-1465

Tax Assessment & Valuation

The 2026 property tax bill for 1331 Co Rd 346 was $8,889 with a homeowner's exemption, up 15.7% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Era Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,889.00 (+15.7%) Homeowner's exemption	$654,209 (+0.76%)	$1,096,203 (+9.23%) Land $490,852 Building $605,351
2025	$7,683.00 (-10.01%) Homeowner's exemption	$649,296 Land $43,945 Building $605,351	$1,003,603 Land $398,252 Building $605,351
2024	$8,538.00
2023		$599,874 Land $17,426 Building $582,448	$942,142 Land $359,694 Building $582,448
2022	$8,472.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1331 Co Rd 346 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1331 Co Rd 346 is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 69% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOLIVAR WSC serves 11,901 people · EPA ID TX0610049
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
ElektraFi Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Co Rd 346

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