1331 Chloe Ter, Sebring, FL 33870 Property Records

Highlands County property record for 1331 Chloe Ter, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,624 sqft · built 1987
Lot Size	0.248 acres (10,833 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Aug 2017)
Tax Bill	$2,194 (2024)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S-25-34-28-060-0000-0030`

Property Details

APN / Parcel Number

Primary APN	`S-25-34-28-060-0000-0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,286 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	10,833 sqft (0.248 acres)
Lot Dimensions	127 ft deep x 89 ft wide
Garage Type	Finished
Garage Area	494 sqft
Driveway	Driveway
Driveway Area	706 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	360 sqft
Patio Area	500 sqft
Shed	1 Shed
Shed Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	1331 CHLOE TER
City	SEBRING
State	FL
Zip	33870-2059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	THE CLOISTERS PB 14 PG 72 LOT 3 + INT IN TR A
Legal Range	28E
Legal Township	34S
Legal Section	25
Legal Subdivision	CLOISTERS SUB
Legal Tract	A
Legal Lot Number	3
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2039
Census Tract	960700

Owner

1331 Chloe Ter is owned and occupied by two individuals who bought it in August 2017.

Source: Highlands County records, as of December 12, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1331 CHLOE TER, SEBRING, FL 33870-2059
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Aug 30, 2017	Affidavit of Death, Transfer ATTORNEY ONLY
Aug 30, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2017 · Amount on File
Deed Sale	Aug 30, 2017 · Amount on File
Prior Sale	May 24, 2010 · Amount on File
Deed Document Number	1864480
Deed Book / Page	2597 / 0047
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	1331 CHLOE TER, SEBRING, FL 33870-2059
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001907230
Date	Aug 10, 2018
Book Page	2650/0459
Instrument	1907230

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 30, 2017
Property Address	1331 CHLOE TER, SEBRING, FL 33870-2059
Document Number	0001864479
Book / Page	002597 / 000045
Instrument Date	Aug 23, 2017
Instrument	1864479
Transaction Type	Transfer
Record Updated	Sep 11, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 30, 2017
Property Address	1331 CHLOE TER, SEBRING, FL 33870-2059
Document Number	0001864480
Book / Page	002597 / 000047
Instrument Date	Aug 23, 2017
Instrument	1864480
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$875.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 170 KENNA WV 252480170, KENNA, WV 25248-0170

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$139,566	$183,184 Land $15,000 Building $168,184
2024	$2,194.00
2023	Homeowner's exemption	$131,683 (+3%)	$173,656 (+14.36%) Land $10,000 Building $163,656
2022	$1,987.00 Homeowner's exemption	$127,848	$151,851 Land $10,000 Building $141,851

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1331 Chloe Ter in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (2017–2022)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1331 Chloe Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAGLE'S NEST ESTATES public/private · serves 50 people · EPA ID FL5284114
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	SOUTHEAST
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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