Highlands County property record for 1327 Chloe Ter, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,425 sqft · built 1987 |
| Lot Size | 0.25 acres (10,922 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Jul 1987) |
| Tax Bill | $1,567 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | S254806000000020 |
| Primary APN | S254806000000020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,425 sqft Living Area |
| 1st Floor Area | 2,054 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 10,922 sqft (0.25 acres) |
| Lot Dimensions | 123 ft deep x 88 ft wide |
| Garage Type | Finished |
| Garage Area | 610 sqft |
| Driveway | Driveway |
| Driveway Area | 442 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 518 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | S254806000000020 |
|---|---|
| Street Address | 1327 CHLOE TER |
| City | SEBRING |
| State | FL |
| Zip | 33870-2059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | THE CLOISTERS PB 14 PG 72 LOT 2 + INT IN TR A |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 25 |
| Legal Subdivision | CLOISTERS SUB |
| Legal Tract | A |
| Legal Lot Number | 2 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 960700 |
1327 Chloe Ter is owned and occupied by two individuals who bought it in July 1987.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1327 CHLOE TER, SEBRING, FL 33870-2059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 1987 · Amount on File |
| Deed Sale | Jul 19, 1987 · Amount on File |
| Deed Document Number | 0000958812 |
| Record Updated | Jun 8, 2026 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Municipality | Sebring City |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $106,424 | $235,678 Land $15,000 Building $220,678 | |
| 2024 | $1,567.00 (+5.24%) | ||
| 2023 | $1,489.00 (+9.24%) Homeowner's exemption | $100,413 (+4.41%) | $227,899 (+18.05%) Land $10,000 Building $217,899 |
| 2022 | $1,363.00 Homeowner's exemption | $96,176 | $193,060 Land $10,000 Building $183,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1327 Chloe Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 5 (2017–2022) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1327 Chloe Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHEAST serves 2,828 people · EPA ID FL6531742 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 19 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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