1331 Ben Black Rd, Midland, NC 28107 Property Records

Cabarrus County property record for 1331 Ben Black Rd, Midland, NC 28107

Property Summary

Property Type	Rural Home
Details	4 bd · 5 ba · 4,984 sqft · built 1983
Lot Size	3.27 acres (142,572 sqft)
Owner	2 Individual Names on File
Last Sale	$573,000 (May 2017)
Tax Bill	$5,440 (2023)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2017 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5533 67 8005`

Property Details

APN / Parcel Number

Primary APN	`5533 67 8005`
Alternative APNs	`10028 0004.500000` `117009` `38046`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	4,984 sqft Living Area
Gross Area	11,935 sqft
1st Floor Area	2,565 sqft
Attic	Attic
Attic Area	299 sqft
Basement Area	3,621 sqft
Finished Basement	621 sqft
Unfinished Basement	3,000 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	142,572 sqft (3.27 acres)
Lot Width	646 ft Width
Garage Type	Mixed
Garage Area	1,056 sqft
Driveway	Concrete Driveway
Driveway Area	7,700 sqft
Parking Spaces	4 Parking Spaces
Deck Area	632 sqft
Patio Area	983 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	38046
Street Address	1331 BEN BLACK RD
City	MIDLAND
State	NC
Zip	28107-7209
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SFR
Legal Description	NORTH SIDE BEN BLACK RD
Legal Subdivision	BETHEL ELEMENTARY SCHOOL
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	2
Census Block	2065
Census Tract	41603

Owner

1331 Ben Black Rd, a rural home, is owned and occupied by two individuals who acquired it in January 2020.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1331 BEN BLACK RD, MIDLAND, NC 28107-7209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
May 23, 2017	Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR
Apr 17, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2017 · Amount on File
Deed Sale	May 23, 2017 · Amount on File
Prior Sale	Aug 30, 2013 · Amount on File
Deed Document Number	201712500-0061
Deed Book / Page	12500 / 61
Last Transfer Date	Jan 11, 2020
Transfer Doc	1482984
Record Updated	Oct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Jan 14, 2021
Property Address	1331 BEN BLACK RD, MIDLAND, NC 28107-7209
Document Number	0001482984
Book / Page	14829 / 84
Instrument Date	Jan 11, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1331 BEN BLACK RD, 1331, MIDLAND, NC 28107-7209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 BEN BLACK RD, MIDLAND, NC 28107-7209

Mortgage

Document Number	0001482988
Date	Jan 14, 2021
Instrument	14829/88

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 18, 2017
Property Address	1331 BEN BLACK RD, MIDLAND, NC 28107-7209
Document Number	1258687
Book / Page	012586 / 000087
Instrument Date	Jul 17, 2017
Instrument	18214
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 371 HARRISBURG NC 280750371, HARRISBURG, NC 28075-0371

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 23, 2017
Property Address	1331 BEN BLACK RD, MIDLAND, NC 28107-7209
Document Number	1250061
Book / Page	012500 / 000061
Instrument Date	May 22, 2017
Instrument	12858
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	BRIDGE TRUST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,146.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 371 HARRISBURG NC 280750371, HARRISBURG, NC 28075-0371

Mortgage

Document Number	1250065
Date	May 23, 2017
Book Page	012500/000065
Instrument	12859

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 22, 2047

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 17, 2017
Property Address	1331 BEN BLACK RD, MIDLAND, NC 28107-7209
Document Number	12445275
Book / Page	012445 / 000275
Instrument Date	Apr 12, 2017
Instrument	9446
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1331 BEN BLACK RD MIDLAND NC 281077209, MIDLAND, NC 28107-7209

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Midland Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$844,190 (-) Land $85,260 Building $758,930
2025		$844,190 Land $85,260 Building $758,930
2024			$844,190 (+48.98%) Land $85,260 Building $758,930
2023	$5,440.00	$566,650 Land $53,990 Building $512,660	$566,650 Land $53,990 Building $512,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1331 Ben Black Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1331 Ben Black Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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