1296 Ben Black Rd, Midland, NC 28107 Property Records

Cabarrus County property record for 1296 Ben Black Rd, Midland, NC 28107

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,615 sqft · built 2018
Lot Size	4.39 acres (191,533 sqft)
Owner	Individual Name on File
Last Sale	$732,000 (Sep 2026)
Tax Bill	$4,074 (2023)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5533 66 6526`

Property Details

APN / Parcel Number

Primary APN	`5533 66 6526`
Alternative APNs	`10028 0003.700000` `119812`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,615 sqft Living Area
Gross Area	4,461 sqft
1st Floor Area	2,615 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	191,533 sqft (4.39 acres)
Lot Width	435 ft Width
Garage Type	Mixed
Garage Area	592 sqft
Driveway	Concrete Driveway
Driveway Area	3,375 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	724 sqft
Patio Area	530 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	119812
Street Address	1296 BEN BLACK RD
City	MIDLAND
State	NC
Zip	28107-7208
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	LTS 1-2 HALLMAN & WATSON
Legal Subdivision	BETHEL ELEMENTARY SCHOOL
Legal Lot Number	1-2
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	2
Census Block	2068
Census Tract	41603

Owner

1296 Ben Black Rd, a rural home, is owned and occupied by an individual who bought it in September 2026.

Source: Cabarrus County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1296 BEN BLACK RD, MIDLAND, NC 28107-7208
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2026 · Amount on File
Deed Sale	Sep 24, 2026 · Amount on File
Prior Sale	Nov 30, 2017 · Amount on File
Deed Document Number	202622653
Deed Book / Page	18181 / 95
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 24, 2026
Property Address	1296 BEN BLACK RD, MIDLAND, NC 28107-7208
Document Number	0000022653
Book / Page	18181 / 95
Instrument Date	Aug 19, 2026
Instrument	202622653
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	AUSTIN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147,864.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1296 BEN BLACK RD, MIDLAND, NC 28107-7208

Mortgage

Document Number	0000022654,
Date	Sep 24, 2026
Instrument	202622654

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Midland Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$672,980 (-) Land $95,970 Building $577,010
2025		$672,980 Land $95,970 Building $577,010
2024			$672,980 (+58.59%) Land $95,970 Building $577,010
2023	$4,074.00	$424,340 Land $57,270 Building $367,070	$424,340 Land $57,270 Building $367,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1296 Ben Black Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1296 Ben Black Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000